For information on changes for our US clients, please visit our Support Center article.

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Deposit options (fees, minimums and processing times)
This article is tailored to clients located in Germany. If you are not based in Germany please visit this article!
Withdrawal hold
Certain deposits, such as first time Paypal, debit or credit card purchases or digital wallet purchases will trigger a temporary (72 hour) withdrawal hold on the account, for security purposes.

How can I deposit funds into my account?

Before you can buy or trade cryptocurrencies, you'll need to deposit funds into your account using one of the below supported currencies. Select the local currency you would like to use to view specific deposit options.
Want to buy instantly?
If you have verified your account you may be able to use one of the below payment methods:
Deposit funds now

Supported currencies

EUR (Euro)
Which deposit option is the best for me? If your bank account is within the Single European Payment Area (SEPA), you may choose any of our SEPA deposit methods. For worldwide* EUR deposits, please choose one of our SWIFT deposit methods based on your preference around deposit minimums and fees.
Availability
Deposit method
Deposit minimum
Deposit fee
Processing time
Withdrawal hold
SEPA
SEPA/SEPA Instant
(Banking Circle)
1 EUR
free
0-3 business days or instant
None
SEPA
SEPA/SEPA Instant
(Plaid)
1 EUR
free
0-3 business days or instant
None
SEPA
SEPA
(Bank Frick**)
1 EUR
free
0-3 business days
None
EEA
PayPal
1 EUR
free*
Near-instant
72 hours
Worldwide**
SWIFT
(Bank Frick**)
4 EUR
3 EUR
1-5 business days
None
*PayPal fees will vary dependant on your region and are displayed on the final confirmation page.
**Fees may vary depending on the geographic location used to register your Kraken account (country of residence).
USD (US Dollar)
Availability
Deposit method
Deposit minimum
Deposit fee
Processing time
Withdrawal Hold
Worldwide**
SWIFT
(Bank Frick*)
4 USD
3 USD
1-5 business days
None
*Fees may vary depending on the geographic location used to register your Kraken account (country of residence).
CAD (Canadian Dollar)
Availability
Deposit method
Deposit minimum
Deposit fee
Processing time
Withdrawal hold
Worldwide*
Business Pro
Wire transfer
(InterFIN)
1,000 CAD
free
0-10 min
None
Worldwide*
SWIFT (Bank Frick*)
4 CAD
3 CAD
1-5 business days
None
*Fees may vary depending on the geographic location used to register your Kraken account (country of residence).
GBP (Pound Sterling)
Availability
Deposit method
Deposit minimum
Deposit fee
Processing time
Withdrawal hold
Worldwide**
SWIFT (Bank Frick*)
4 GBP
3 GBP
1-5 business days
None
*Fees may vary depending on the geographic location used to register your Kraken account (country of residence).
CHF (Swiss Franc)
Availability
Deposit method
Deposit minimum
Deposit fee
Processing time
Withdrawal hold
Liechtenstein & Switzerland only
SIC
(Bank Frick**)
1 CHF
free
Same day
None
Worldwide*
SWIFT
(Bank Frick*)
1 CHF
0.75 CHF
1-5 business days
None
*Fees may vary depending on the geographic location used to register your Kraken account (country of residence).

Important deposit information:

  • The currency you use for a bank deposit, must match the currency of the deposit method. For example, if you're sending EUR, it should only go to EUR deposit methods like SEPA & SEPA Instant (Banking Circle), SEPA (Bank Frick), or EUR SWIFT (Bank Frick) for transfers from outside the SEPA area. If you send a cash transfer in the wrong currency to one of our bank accounts, the transfer may be returned and/or some additional charges may be applied.
  • Deposit fees are what it costs Kraken to accept your deposit and do not include your bank's charges (if any) for sending a transfer.
  • We cannot accept deposits from certain third-party payment processors.
  • This information can change without notice and is not always current. Please sign in to your Kraken account and navigate to the relevant funding page to see the most current information.

Frequently asked questions:

Why hasn't my deposit arrived yet?
Processing times are estimates only and are outside of Kraken's control. Delays are possible. If your deposit does not arrive within the estimated time frame above, please follow these steps.
Are there any other fees?
Your bank may charge you fees for sending the deposit to our payments processors.
Intermediary or correspondent banks (banks between your bank and our bank that processes the transaction in transit) may also charge fees or convert the transaction to a different currency en route (if sending euros from outside of Europe, for example). These fees are on the account of the sender and the responsibility of the sending bank.
What are the deposit limits?
Deposit limits will depend on your verification level.
Why is my deposit being held?
A deposit might be held for various reasons. When a deposit is held our support team will reach out promptly with more information. Alternatively, you can contact support if you haven't heard from us yet.

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