ACH deposits are available via Plaid with no processing fees. Plaid allows you to securely connect your bank account to Kraken to make funding your account easy.
The estimated processing time for ACH deposits through Plaid is up to five minutes. Once credited to your account, deposits are available instantly for trading and will be available to withdraw after seven days.
Please note that the seven day hold on withdrawals will apply to any assets in cash or cryptocurrency, equal to the deposited amount. The withdrawal hold does not apply to trading.
If you experience a delay or if your funds are on hold, please contact Support.