For information on changes for our US clients, please visit our Support Center article.

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Clear Junction funding provider
If required and shown in the deposit instructions, make sure your deposit includes a reference to your Kraken Public account ID which starts with AA and is 16 characters long.
SEPA Instant will only work if your bank also supports SCT Instant transfer or FPS. Please contact your bank for more information.
Clear Junction supports domestic GBP funding, SEPA and SEPA Instant transfers.
  • If your account is not registered with a UK address and you would like to make use of our GBP funding service, please contact Support.
  • If your account is not registered with a European (SEPA) address and you would like to make use of our EUR SEPA or SEPA Instant funding service, please contact Support. (Excluding US-based clients)
Requirements
  • Your Kraken account must be verified to Intermediate or Pro. 
  • Your bank or financial institution must be located in the United Kingdom or Gibraltar
    (GBP funding only). 
  • Your bank or financial institution must be located in the SEPA region
    (Euro funding only). 
  • Your bank or financial institution must be under the same legal name as your Kraken account.
  • Depending on your chosen funding method, your bank (or financial institution) has to be able to send & receive CHAPS, FPS, BACS, SEPA or SCT Instant.
Funding methods
Faster Payments Service (FPS)FPS is a UK banking initiative to reduce payment times. It is focused on smaller payments and is subject to limits that depend on the individual banks. Transfer time, while expected to be short, is not guaranteed and will depend on the payment institutions and banks involved.To find out which sort codes are able to receive Faster Payments, please input the details on this page.
Bankers' Automated Clearing Services (BACS)If your bank is unable to process FPS, the option to send the payment as BACS is chosen automatically. BACS is an electronic system used to make a payment directly from one bank account to another which can take one to three working days to process. Please note that BACS cannot be used for withdrawals. If your bank does not support FPS, withdrawals will need to be requested via CHAPS.
Clearing House Automated Payment System (CHAPS)CHAPS deposits are guaranteed same-day crediting if our bank receives the payment by 16:00 GMT. Deposits sent after the cut-off time, on a weekend or a public holiday are usually credited the next working day. CHAPS withdrawals are guaranteed same-day processing if the payment is set up between 09:00 and 16:00 GMT. Withdrawals requested outside of these hours, on a weekend or a public holiday will fail and will need to be requested again during operating hours. Clearing time for the withdrawal to be credited will depend on the receiving bank’s cut-off time.SEPA is a payment-integration initiative of the European Union and is used for sending cross-border Euro deposits and withdrawals between banks that are part of the SEPA network. 
SCT Instant: SEPA Instant Credit Transfer (SCT Inst) was first launched in November 2017 across EU as an optional Payment scheme for banks to participate in. If your bank supports SCT Inst, you can send funds to and from your Kraken account within minutes.These types of payments incur banking charges, so please contact your bank to enquire about fees, as well as their cut-off times. The current maximum limit for SCT Inst is €100,000.00 per transaction. This is a limit set by the SCT Instant network and is outside of Kraken's control.
How to deposit EUR or GBP
For step-by-step instructions, see how to deposit to your Kraken account, or watch our instructional videos below:
Deposit EUR
Deposit GBP
Kraken Pro:
Deposit EUR on Pro
Deposit GBP on Pro
How to withdraw EUR or GBP
For step-by-step instructions, see how to withdraw to your bank account, or watch our instructional videos below:
Withdraw EUR
Withdraw GBP
Kraken Pro:
Withdraw EUR on Pro
Withdraw GBP on Pro
Funding options
Please see our articles on deposit and withdrawal options for additional information on funding providers, fees, minimums and processing times.