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Is Kraken licensed or regulated?
As jurisdictions continue to develop cryptocurrency regulatory frameworks for local operations, we engage with regulators globally in order to serve clients in a compliant manner. We currently hold the following registrations, licenses, authorizations and approvals:
North America
To serve clients in the United States, Kraken maintains a registration as a Money Services Business with FinCEN (‘Payward Interactive, Inc.’, MSB Registration No. 31000270997766).
Kraken Bank is further supervised by the Wyoming Division of Banking under a Special Purpose Depository Institution charter (‘Payward Financial, Inc.’, Charter No. 269), to carry out certain, digital asset-related services.
To serve clients in Canada, Kraken maintains registration as a Money Services Business with FINTRAC (‘Payward Canada, Inc.’, MSB Registration No. M19343731).
Europe
In the United Kingdom, Kraken operates locally as a Financial Conduct Authority (FCA) Registered Cryptoasset Firm (‘Payward Ltd.’, FRN 928768) under the Money Laundering Regulations.
To offer certain crypto asset-related services to eligible clients, Kraken also maintains through its subsidiary ‘Crypto Facilities Ltd.’, a FCA Authorised Investment Firm (FRN 757895).
Payward Europe Solutions Limited, trading as “Kraken”, is registered as a Virtual Asset Service Provider (VASP)
  • In Italy, with the Organismo degli Agenti e dei Mediatori (OAM) (Registration No. PSV35).
  • In Spain, with the Banco de España (BoS) (Registration No. D892).
  • In Ireland, with the Central Bank of Ireland (CBI) (Registration No. C468360).
  • In Belgium,on a cross-border basis using the above registration with the CBI. 
In the Netherlands, Payward Continental Services Limited, trading as “Kraken”, is registered as a Virtual Asset Service Provider (VASP) with the De Nederlandsche Bank (DNB) (Registration No. R194010).
In Ireland, Payward Ireland Limited, trading as “Kraken”, is licensed as an E-Money Institution (EMI) with the Central Bank of Ireland (CBI) (Registration no. C453020)
APAC
In Australia, Kraken maintains local operations as a registered Digital Currency Exchange (DCE) with AUSTRAC (‘Bit Trade Pty Ltd.’, ABN 42 163 237 634 & ACN 163 237 634).
Middle East
In the Abu Dhabi Global Market (ADGM), Kraken maintains local operations under a Financial Services Permission (FSP) by the Financial Services Regulatory Authority (FSRA) to carry out the Regulated Activities of Providing Custody in relation to Digital Assets and Operating a Multilateral Trading Facility (‘Payward MENA Holdings Ltd.’, FSP No. 190008).