Debit or credit card purchases with Visa and Mastercard

You can instantly purchase a range of cryptocurrencies using your Visa and Mastercard.

Withdrawal hold

Withdrawals up to 100% of your first card purchase are locked for 72 hours for security. For example, a $1,000 purchase restricts equivalent withdrawals in cash or crypto for 72 hours. Additional purchases during this period remain locked for the rest of the timeframe.

For added security, USD debit and credit card purchases may have this 72-hour lock on all transactions, not just the first.

Requirements

Fees and limits

Kraken fees for buying, selling, or converting assets using your card consist of a displayed fee and, where applicable, a spread which is included in the price. Spread fees may apply, depending on factors like transaction size, asset, payment method, and market conditions.

Note: Transactions may not be cancelled once initiated. All purchases are final and non-refundable.

Card purchase fees:

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The total transaction fee is displayed on the final confirmation page before completing the purchase. There are no hidden fees.

Card and transaction limits:

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Each transaction has a minimum purchase amount.
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Maximum spending is based on a rolling 7-day period and includes Apple Pay and Google Pay transactions.
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Purchase amounts count towards your daily and monthly funding limits.
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A maximum of four successful attempts to save your payment card is allowed within a 30 day rolling period. Deleting saved cards will not reset this limit so be mindful of this before removing any of your saved card details. Card information is securely stored and displayed according to PCI compliance regulations.
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For clients in the USA, a maximum of four cards can be added within a 30-day rolling period and a maximum of four attempts to add a new card is allowed.

Currency-specific limits:

Currency	Minimum purchase amount	Seven day purchase limit
AUD	A$14.00	A$7,000
CAD	C$12.50	C$6,500
CHF	CHF 10.00	CHF 5,000
EUR	€10.00	€5,000
GBP	£8.00	£4,000
USD	$10.00	$5,000

Important information

How to add your payment card

Why does Kraken need my consent to store my card details?

Failed or declined transactions

Explanation of 3D Secure (3DS)

Supported regions

Troubleshooting

Failed or declined transactions

Explanation of 3D Secure (3DS)

Supported regions

The decimal and thousands separators shown in this article may differ from the formats displayed on our trading platforms. Review our article on how we use points and commas for more information.

Requirements

Fees and limits

Currency

Minimum purchase amount

Seven day purchase limit

Important information

How to add your payment card

Why does Kraken need my consent to store my card details?

Failed or declined transactions

Explanation of 3D Secure (3DS)

Supported regions

Failed or declined transactions

Explanation of 3D Secure (3DS)

Supported regions

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