Before you can buy or trade cryptocurrencies on our platform, you'll need to deposit funds into your Kraken account. Below is an overview of deposit options and their minimums, fees and processing times for each currency.
Kraken supports the following currencies: USD, EUR, CAD, AUD, GBP, CHF and JPY.
Important deposit information
- This information can change without notice and is not always current. Please login to your Kraken account and navigate to the relevant funding page to see the most current information.
- All first-time fiat deposits will result in a temporary (72 hour) withdrawal hold on the account.
- Deposits must match the same currency specified in the deposit option. For example, CAD funds should only be sent to CAD deposit options. Funds sent to deposit options that they do not belong to, may be returned and could result in charges.
- Deposit fees are what it costs Kraken to accept your deposit and do not include your bank's charges (if any) for sending a transfer.
- Deposit limits will depend on your verification level.
- We cannot accept deposits from certain third-party payment processors.
- Verified residents in Canada can deposit with cash and debit cards using our In-Person provider.
- Majority of our verified residents in Europe can use their debit or credit card to purchase cryptocurrencies in EUR with our Buy Crypto feature.
- Processing times are estimates only and are outside of Kraken's control. Delays are possible.
- Please be mindful of banking holidays.
- If your deposit does not arrive within the estimated time frame below, click here for the steps to take.
USD (US Dollar) deposit options
| Availability | Deposit Method/Processor |
Deposit Minimum | Deposit Fee |
Processing Time |
| USA only | 1 USD | Free | 0-1 business days | |
| USA only | FedWire (Signature Bank) |
1 USD | Free | 0-1 business days |
|
USA only |
FedWire (Synapse) |
20 USD | 5 USD | 3-5 business days |
|
USA only |
FedWire (Silvergate) |
100 USD | 25 USD | 0-1 business days |
| USA only | FedWire (Etana Custody) |
150 USD | Free | 2-5 business days or instant |
| Worldwide* | SWIFT (Etana Custody) |
150 USD | Free | 2-5 business days or instant |
|
Worldwide* |
SWIFT (Signature Bank) |
1 USD | Free | 0-5 business days |
|
Worldwide* |
SWIFT (Silvergate Bank) |
100 USD | 25 USD | 0-5 business days |
|
EEA |
SWIFT (Bank Frick) |
4 USD | 3 USD | 1-5 business days |
| Worldwide*; Business Pro |
Silvergate Exchange Network (SEN) |
No minimum |
Free | Near-instant |
EUR (Euro) deposit options
| Availability | Deposit Method/Processor |
Deposit Minimum | Deposit Fee |
Processing Time |
| SEPA only | SEPA (Fidor) |
1 EUR | Free | 0-3 business days or instant |
| SEPA only | SEPA (Etana Custody) |
150 EUR | Free | 1-5 business days or instant |
| SEPA only | SEPA (Bank Frick) |
1 EUR | Free |
0-3 business days |
|
SEPA only |
1 EUR | Free |
0-3 business days |
|
|
SEPA only |
1 EUR | Free |
0-3 business days |
|
|
Instant SEPA only |
1 EUR | Free |
Within a few minutes |
|
| Worldwide* | SWIFT (Bank Frick) |
4 EUR | 3 EUR | 1-5 business days |
| Worldwide* | SWIFT (Fidor) |
50 EUR | 5 EUR | 1-5 business days |
| Worldwide* | SWIFT (Etana Custody) |
150 EUR | Free | 2-5 business days or instant |
CAD (Canadian Dollar) deposit options
| Availability | Deposit Method/Processor |
Deposit Minimum | Deposit Fee |
Processing Time |
| Canada only | 125 CAD | Free | 2-3 business days | |
| Canada only | 20 CAD | 1.25 CAD + 0.25% | 30-60 min | |
| Worldwide*; Business Pro | 1,000 CAD | Free | 0-10 min | |
| Worldwide* | 4 CAD | 3 CAD | 1-5 business days | |
| Worldwide* | 150 CAD | Free | 2-5 business days or instant |
AUD (Australian Dollar) deposit options
| Availability | Deposit Method/Processor | Deposit Minimum | Deposit Fee |
Processing Time |
| Australia only | Bank Transfer / Osko | 5 AUD | Free | 0-2 business days. Near instant for Osko enabled bank accounts. |
GBP (Pound Sterling) deposit options
| Availability | Deposit Method/Processor | Deposit Minimum | Deposit Fee |
Processing Time |
| UK and Gibraltar* | FPS/BACS (ClearJunction) | 1 GBP | Free | 0-3 business days |
| UK and Gibraltar* | CHAPS (ClearJunction) | 22 GBP | 21 GBP | Same day |
| Worldwide* | SWIFT (Bank Frick) |
4 GBP | 3 GBP | 1-5 business days |
| Worldwide* | SWIFT (Etana Custody) |
150 GBP | Free | 2-5 business days or instant |
CHF (Swiss Franc) deposit options
| Availability | Deposit Method/Processor | Deposit Minimum | Deposit Fee |
Processing Time |
| Liechtenstein & Switzerland only | SIC (Bank Frick) |
1 CHF | 0.75 CHF | Same day |
Worldwide* |
SWIFT (Bank Frick) |
1 CHF | 0.75 CHF | 1-5 business days |
JPY (Japanese Yen) deposit options
| Availability | Deposit Method/Processor | Deposit Minimum | Deposit Fee |
Processing Time |
| Worldwide* | SWIFT (Etana Custody) |
15,000 JPY | Free | 2-5 business days or instant |
*Availability for this funding provider may be limited to specific regions, please select the purple text under the ‘Deposit Method/Processor’ column to view the support article for the provider and find out more details. You may also review our geographic restrictions to determine if you are able to use a Kraken account.
Frequently Asked Questions
Why does Kraken charge deposit fees?
The payment processors we work with charge us fees to accept fiat currencies and those are the fees listed above.
Are there any other fees?
Your bank may charge you fees for sending the deposit to our payments processors.
Intermediary or correspondent banks (banks between your bank and our bank that processes the transaction in transit) may also charge fees or convert the transaction to a different currency en route (if sending Euros from outside of Europe, for example). These fees are on the account of the sender and the responsibility of the sending bank.