Want to buy instantly? 
If you have verified your account to Intermediate or Pro level and live in one of these countries, you can also use your debit or credit card to directly purchase cryptocurrencies. Purchases are processed in EUR, so check with your bank to determine if any currency conversion fees will apply. Note: The debit or credit card option is not currently available for US clients, however ACH online banking is available via instant buy for US clients.

Availability	Deposit method	Deposit minimum	Deposit fee	Processing time
USA only	FedWire (MVB Bank)	1 USD	Free	0-1 business days
USA only	FedWire (Signature Bank)	1 USD	Free	0-1 business days
USA only	FedWire (Silvergate)	100 USD	10 USD	0-1 business days
USA only	FedWire (Etana Custody)	150 USD	Free	2-5 business days or instant
USA only*	FedWire (Synapse)	20 USD	5 USD	3-5 business days
Worldwide*	SWIFT (Etana Custody)	150 USD	Free	2-5 business days or instant
Worldwide*	SWIFT (Signature Bank)	1 USD	Free	0-5 business days
Worldwide*	SWIFT (Silvergate Bank)	100 USD	10 USD	0-5 business days
EEA Individual EEA & US Business Pro	SWIFT (Bank Frick)	4 USD	3 USD	1-5 business days
Worldwide* Business Pro	Signet	No minimum	Free	Near-instant
Worldwide* Business Pro	Silvergate Exchange Network (SEN)	No minimum	Free	Near-instant

*Availability for this funding provider may be limited to specific regions, please select the purple text under the 'Deposit Method' column to view the support article for the provider and find out more details. You can also review our geographic restrictions to determine if you are able to use a Kraken account.

Want to buy instantly? 
If you've verified your account to Intermediate or Pro level and live in one of these countries, you can also use your debit or credit card to directly purchase cryptocurrencies. 

Which deposit option is the best for me?

If your bank account is within the Single European Payment Area (SEPA), you may choose any of our SEPA deposit methods. For worldwide* EUR deposits, please choose one of our SWIFT deposit methods based on your preference around deposit minimums and fees.

Availability	Deposit method	Deposit minimum	Deposit fee	Processing time
SEPA	SEPA (Fidor)	1 EUR	Free	0-3 business days or instant
SEPA	SEPA (Bank Frick)	1 EUR	Free	0-3 business days
SEPA (Excluding Cyprus and Iceland)	SEPA (InCore Bank)	1 EUR	Free	0-3 business days
SEPA	SEPA / SEPA Instant (ClearJunction)	1 EUR	Free	0-3 business days or instant
Worldwide*	SWIFT (Bank Frick)	4 EUR	3 EUR	1-5 business days
Worldwide*	SWIFT (Fidor)	50 EUR	Free	1-5 business days
Worldwide*	SWIFT (Etana Custody)	150 EUR	Free	2-5 business days or instant

*Availability for this funding provider may be limited to specific regions, please select the purple text under the ‘Deposit Method’ column to view the support article for the provider and find out more details. You can also review our geographic restrictions to determine if you are able to use a Kraken account.

Want to buy instantly? 
If you've verified your account to Intermediate or Pro level and live in one of these countries, you can also use your debit or credit card to directly purchase cryptocurrencies. Purchases are processed in EUR, if your debit or credit card account is based in another currency, check with your bank to determine what conversion fees will apply.

Availability	Deposit method	Deposit minimum	Deposit fee	Processing time
Canada only	Domestic wire transfer (Credit Union Atlantic)	125 CAD	Free**	1-5 business days
Canada only	In-person cash or debit (Canada Post)	20 CAD	1.25 CAD + 0.25%	30-60 min
Worldwide*; Business Pro	Wire transfer (InterFIN)	1,000 CAD	Free	0-10 min
Worldwide*	SWIFT (Bank Frick)	4 CAD	3 CAD	1-5 business days
Worldwide*	SWIFT (Etana Custody)	150 CAD	Free	2-5 business days or instant

*Availability for this funding provider may be limited to specific regions, please select the purple text under the ‘Deposit Method’ column to view the support article for the provider and find out more details. You can also review our geographic restrictions to determine if you are able to use a Kraken account.

**$11.50 intermediary fee charged by CUA.

Want to buy instantly? 
If you've verified your account to Intermediate or Pro level and live in one of these countries, you can also use your debit or credit card to directly purchase cryptocurrencies. Purchases are processed in EUR, if your debit or credit card account is based in another currency, check with your bank to determine what conversion fees will apply.

Availability	Deposit method	Deposit minimum	Deposit fee	Processing time
Australia only	Bank Transfer / Osko	5 AUD***	Free***	0-2 business days. Near instant for Osko transactions
Worldwide*	SWIFT (Etana Custody)	150 AUD	Free	2-5 business days or instant

*Availability for this funding provider may be limited to specific regions, please select the purple text under the ‘Deposit Method’ column to view the support article for the provider and find out more details. You can also review our geographic restrictions to determine if you are able to use a Kraken account.

*** If the sending banks use RTGS transfer method instead of normal bank transfer (Direct Credit):
 - Deposit minimum: 50 AUD
 - Deposit fee: 33 AUD

Want to buy instantly? 
If you've verified your account to Intermediate or Pro level and live in one of these countries, you can also use your debit or credit card to directly purchase cryptocurrencies. Purchases are processed in EUR, if your debit or credit card account is based in another currency, check with your bank to determine what conversion fees will apply.

Availability	Deposit method	Deposit minimum	Deposit fee	Processing time
UK and Gibraltar*	FPS/BACS (ClearJunction)	1 GBP	Free	0-3 business days
UK and Gibraltar*	CHAPS (ClearJunction)	22 GBP	21 GBP	Same day
Worldwide*	SWIFT (Bank Frick)	4 GBP	3 GBP	1-5 business days
Worldwide*	SWIFT (Etana Custody)	150 GBP	Free	2-5 business days or instant

*Availability for this funding provider may be limited to specific regions, please select the purple text under the ‘Deposit Method’ column to view the support article for the provider and find out more details. You can also review our geographic restrictions to determine if you are able to use a Kraken account.

Want to buy instantly? 
If you've verified your account to Intermediate or Pro level and live in one of these countries, you can also use your debit or credit card to directly purchase cryptocurrencies in euros. Purchases are processed in EUR, if your debit or credit card account is based in another currency, check with your bank to determine what conversion fees will apply.

Availability	Deposit method	Deposit minimum	Deposit fee	Processing time
Liechtenstein & Switzerland only	SIC (Bank Frick)	1 CHF	0.75 CHF	Same day
Worldwide*	SWIFT (Bank Frick)	1 CHF	0.75 CHF	1-5 business days
Worldwide*	SWIFT (Etana Custody)	150 CHF	Free	2-5 business days or instant

*Availability for this funding provider may be limited to specific regions, please select the purple text under the ‘Deposit Method’ column to view the support article for the provider and find out more details. You can also review our geographic restrictions to determine if you are able to use a Kraken account.

Want to buy instantly? 
If you've verified your account to Intermediate or Pro level and live in one of these countries, you can also use your debit or credit card to directly purchase cryptocurrencies. Purchases are processed in EUR, if your debit or credit card account is based in another currency, check with your bank to determine what conversion fees will apply.

Availability	Deposit method	Deposit minimum	Deposit fee	Processing time
Worldwide*	SWIFT (Etana Custody)	15,000 JPY	Free	2-5 business days or instant

*Availability for this funding provider may be limited to specific regions, please select the purple text under the ‘Deposit Method’ column to view the support article for the provider and find out more details. You can also review our geographic restrictions to determine if you are able to use a Kraken account.

Processing times are estimates only and are outside of Kraken's control. Delays are possible. If your deposit does not arrive within the estimated time frame above, please follow these steps.

Your bank may charge you fees for sending the deposit to our payments processors.

Intermediary or correspondent banks (banks between your bank and our bank that processes the transaction in transit) may also charge fees or convert the transaction to a different currency en route (if sending euros from outside of Europe, for example). These fees are on the account of the sender and the responsibility of the sending bank.

Deposit limits will depend on your verification level.

A deposit might be held for various reasons. When a deposit is held our support team will reach out promptly with more information. Alternatively, you can contact support if you haven't heard from us yet.