For information on changes for our US clients, please visit our Support Center article.

Due to increased demand, account verification may be delayed. Please avoid submitting multiple requests, and for best results, review our document requirements beforehand.
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Cash deposit options (fees, minimums and processing times)
Withdrawal hold
Certain deposits, such as first time ACH purchases, Paypaldebit or credit card purchases or digital wallet purchases will trigger a temporary (72 hour) withdrawal hold on the account, for security purposes. Cash deposits via ACH Plaid are held from withdrawal for 7 days.
For enhanced security, debit and credit card purchases using USD may experience the 72 hour lock discussed above on all purchases, not just your first purchase.

How can I deposit funds into my Kraken account?

Before you can buy or trade cryptocurrencies on Kraken, you'll need to deposit funds into your Kraken account using one of the below supported currencies. Select the local currency you would like to use to view specific deposit options. The most common method is via a bank transfer, from your bank account to Kraken, using a unique reference number.
Want to buy instantly?
If you have verified your account to Express (USA only), Intermediate or Pro level, depending on your country of residence, you may be able to use one of the below payment methods:

Prevent deposit delays
If required and shown in the deposit instructions, make sure your deposit includes a reference to your Kraken Public account ID which starts with AA and is 16 characters long.

Supported currencies

USD (US Dollar)
Availability
Deposit method
Deposit minimum
Deposit fee
Processing time
Withdrawal Hold
USA only
1 USD
Free
Near-instant
7 days
USA only**
10 USD
Free
0-1 business days
None
USA only**
FedWire (Dart Bank)
10 USD
Free
0-1 business days
None
USA only**
10 USD
Free
0-1 business days
None
USA only
150 USD
Free
None
Worldwide**
N/A
Free
Near-instant
None
Worldwide**
100 USD
Free
1-3 business days
None
Worldwide**
150 USD
Free
None
Worldwide**
4 USD
3 USD
1-5 business days
None
*ACH deposits via Plaid are available instantly for trading, but will be subject to a seven day withdrawal hold.
**Availability for this funding provider may be limited to specific regions, please select the purple text under the 'Deposit Method' column to view the support article for the provider and find out more details. You can also review our geographic restrictions to determine if you are able to use a Kraken account.
***Fees may vary depending on the geographic location used to register your Kraken account (country of residence).
EUR (Euro)
Which deposit option is the best for me?If your bank account is within the Single European Payment Area (SEPA), you may choose any of our SEPA deposit methods. For worldwide* EUR deposits, please choose one of our SWIFT deposit methods based on your preference around deposit minimums and fees.
Availability
Deposit method
Deposit minimum
Deposit fee
Processing time
Withdrawal hold
1 EUR
free
0-3 business days or instant
None
1 EUR
free
0-3 business days or instant
None
1 EUR
free
0-3 business days
None
1 EUR
free
0-3 business days or instant
None
EEA
1 EUR
free*
Near-instant
72 hours
Worldwide**
4 EUR
3 EUR
1-5 business days
None
Worldwide**
150 EUR
free
2-5 business days or instant
None
*PayPal fees will vary dependant on your region and are displayed on the final confirmation page.
**Availability for this funding provider may be limited to specific regions, please select the purple text under the ‘Deposit Method’ column to view the support article for the provider and find out more details. You can also review our geographic restrictions to determine if you are able to use a Kraken account.
***Fees may vary depending on the geographic location used to register your Kraken account (country of residence).
CAD (Canadian Dollar)
Availability
Deposit method
Deposit minimum
Deposit fee
Processing time
Withdrawal hold
Canada only
100 CAD
free**
1-5 business days
None
Canada only
20 CAD
1.25 CAD + 0.25%
30-60 min
None
Canada only
5 CAD
0.5%
0-1 business days or instant
None
Worldwide*
Business Pro
1,000 CAD
free
0-10 min
None
Worldwide*
SWIFT (Bank Frick***)
4 CAD
3 CAD
1-5 business days
None
Worldwide*
150 CAD
free
None
*Availability for this funding provider may be limited to specific regions, please select the purple text under the ‘Deposit Method’ column to view the support article for the provider and find out more details. You can also review our geographic restrictions to determine if you are able to use a Kraken account.
**$13.74 fee charged by the intermediary bank.
***Fees may vary depending on the geographic location used to register your Kraken account (country of residence).
AUD (Australian Dollar)
Availability
Deposit method
Deposit minimum
Deposit fee
Processing time
Withdrawal hold
Australia only
5 AUD
free
None
Australia only
100 AUD
33 AUD
0-1 business days
None
Worldwide*
150 AUD
free
2-5 business days
or instant
None
*Availability for this funding provider may be limited to specific regions, please select the purple text under the ‘Deposit Method’ column to view the support article for the provider and find out more details. You can also review our geographic restrictions to determine if you are able to use a Kraken account.
GBP (Pound Sterling)
Availability
Deposit method
Deposit minimum
Deposit fee
Processing time
Withdrawal hold
UK and Gibraltar
1 GBP
free
0-3 business days or instant
None
UK and Gibraltar
22 GBP
21 GBP
None
UK and Gibraltar
1 GBP
free
0-3 business days or instant
None
UK only
2 GBP
free
0-1 business days
None
UK only
1 GBP
free*
Near-instant
72 hours
Worldwide**
SWIFT (Bank Frick***)
4 GBP
3 GBP
1-5 business days
None
Worldwide**
150 GBP
free
None
*PayPal fees will vary dependant on your region and are displayed on the final confirmation page.
**Availability for this funding provider may be limited to specific regions, please select the purple text under the ‘Deposit Method’ column to view the support article for the provider and find out more details. You can also review our geographic restrictions to determine if you are able to use a Kraken account.
***Fees may vary depending on the geographic location used to register your Kraken account (country of residence).
CHF (Swiss Franc)
Availability
Deposit method
Deposit minimum
Deposit fee
Processing time
Withdrawal hold
Liechtenstein & Switzerland only
1 CHF
free
Same day
None
Worldwide*
1 CHF
0.75 CHF
1-5 business days
None
Worldwide*
150 CHF
free
2-5 business days or instant
None
*Availability for this funding provider may be limited to specific regions, please select the purple text under the ‘Deposit Method’ column to view the support article for the provider and find out more details. You can also review our geographic restrictions to determine if you are able to use a Kraken account.
**Fees may vary depending on the geographic location used to register your Kraken account (country of residence).
JPY (Japanese Yen)
Availability
Deposit method
Deposit minimum
Deposit fee
Processing time
Withdrawal hold
Worldwide*
15,000 JPY
free
None
*Availability for this funding provider may be limited to specific regions, please select the purple text under the ‘Deposit Method’ column to view the support article for the provider and find out more details. You can also review our geographic restrictions to determine if you are able to use a Kraken account.
  • The currency you use for a bank transfer (deposit) to Kraken, must match the currency of the deposit method. For example, if you're sending EUR, it should only go to EUR deposit methods like SEPA & SEPA Instant (Banking Circle), SEPA (Bank Frick), or EUR SWIFT (Bank Frick) for transfers from outside the SEPA area. If you send a cash transfer in the wrong currency to one of our bank accounts, the transfer may be returned and/or some additional charges may be applied.
  • Deposit fees
    are what it costs Kraken to accept your deposit and do
    not
    include your bank's charges (if any) for sending a transfer.
  • We cannot accept deposits from certainthird-party payment processors.
  • Verified residents in Canada can deposit with cash and debit cards using our In-Person provider.
  • Please be mindful of banking holidays
  • This information can change without notice and is not always current. Please sign in to your Kraken account and navigate to the relevant funding page to see the most current information.
  • Kraken does not currently support US domestic deposits via checks. Do not mail checks or deposit physical cash directly to any of our bank accounts or addresses. Any checks we receive will be destroyed.

Important deposit information

Frequently asked questions

Why hasn't my deposit arrived yet?
Processing times are estimates only and are outside of Kraken's control. Delays are possible. If your deposit does not arrive within the estimated time frame above, please follow these steps.
Are there any other fees?
Your bank may charge you fees for sending the deposit to our payments processors.
Intermediary or correspondent banks (banks between your bank and our bank that processes the transaction in transit) may also charge fees or convert the transaction to a different currency en route (if sending euros from outside of Europe, for example). These fees are on the account of the sender and the responsibility of the sending bank.
What are the deposit limits?
Deposit limits will depend on your verification level.
Why is my deposit being held?
A deposit might be held for various reasons. When a deposit is held our support team will reach out promptly with more information. Alternatively, you can contact support if you haven't heard from us yet.

The decimal and thousands separators shown in this article may differ from the formats displayed on our trading platforms. Review our article on how we use points and commas for more information.

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