Withdrawal hold
Certain transactions, such as ACH purchases, Paypal, debit or credit card purchases or digital wallet purchases will trigger a temporary (72 hour) withdrawal hold on the account, for security purposes. Cash deposits via ACH Plaid are held from withdrawal for 7 days. This hold applies to withdrawals in any crypto or fiat currency.
For enhanced security, debit and credit card purchases using USD may experience the 72 hour lock discussed above on all purchases, not just your first purchase.
How can I deposit funds into my Kraken account?
Before you can buy or trade cryptocurrencies on Kraken, you'll need to deposit funds into your Kraken account using one of the below supported currencies. Select the local currency you would like to use to view specific deposit options. The most common method is via a bank transfer, from your bank account to Kraken, using a unique reference number.
Want to buy instantly?
If you have verified your account to Express (USA only), Intermediate or Pro level, depending on your country of residence, you may be able to use one of the next payment methods:
Prevent deposit delays
If required and shown in the deposit instructions, make sure your deposit includes a reference to your Kraken Public account ID which starts with AA and is 16 characters long.
Supported currencies
USD (US Dollar)
EUR (Euro)
CAD (Canadian Dollar)
AUD (Australian Dollar)
GBP (Pound Sterling)
CHF (Swiss Franc)
JPY (Japanese Yen)
Kraken Transfers
Kraken Transfers offer a quick, cost-free way to move funds directly between Kraken accounts. Click here to learn more.
Important deposit information
- •The currency you use for a bank transfer (deposit) to Kraken, must match the currency of the deposit method. For example, if you're sending EUR, it should only go to EUR deposit methods like SEPA & SEPA Instant (Banking Circle), SEPA (Bank Frick), or EUR SWIFT (Bank Frick) for transfers from outside the SEPA area. If you send a cash transfer in the wrong currency to one of our bank accounts, the transfer may be returned and/or some additional charges may be applied.
- •Deposit fees are what it costs Kraken to accept your deposit and do not include your bank's charges (if any) for sending a transfer.
- •We cannot accept deposits from certain third-party payment processors.
- •Verified residents in Canada can deposit with cash and debit cards using our In-Person provider.
- •Please be mindful of banking holidays.
- •This information can change without notice and is not always current. Please sign in to your Kraken account and navigate to the relevant funding page to see the most current information.
- •Kraken does not currently support US domestic deposits via checks. Do not mail checks or deposit physical cash directly to any of our bank accounts or addresses. Any checks we receive will be destroyed.
Frequently asked questions
Why hasn't my deposit arrived yet?
Are there any other fees?
What are the deposit limits?
Why is my deposit being held?
Related articles
The decimal and thousands separators shown in this article may differ from the formats displayed on our trading platforms. Review our article on how we use points and commas for more information.