Deposit options (fees, minimums and processing times) for German clients

This article is tailored to clients located in Germany. If you are not based in Germany please visit this article!
Withdrawal hold

How can I deposit funds into my account?

Before you can buy or trade cryptocurrencies, you'll need to deposit funds into your account using one of the below supported currencies. Select the local currency you would like to use to view specific deposit options.

Want to buy instantly?

If you have verified your account you may be able to use one of the below payment methods:

Supported currencies

Which deposit option is the best for me? If your bank account is within the Single European Payment Area (SEPA), you may choose any of our SEPA deposit methods. For worldwide* EUR deposits, please choose one of our SWIFT deposit methods based on your preference around deposit minimums and fees.

Availability

Deposit method

Deposit minimum

Deposit fee

Processing time

Withdrawal hold

SEPA

SEPA/SEPA Instant

1 EUR

free

0-3 business days or instant

None

SEPA

SEPA/SEPA Instant

1 EUR

free

0-3 business days or instant

None

SEPA

SEPA

1 EUR

free

0-3 business days

None

EEA

PayPal

1 EUR

free*

Near-instant

72 hours

Worldwide**

SWIFT

4 EUR

3 EUR

1-5 business days

None

*PayPal fees will vary dependant on your region and are displayed on the final confirmation page.

**Fees may vary depending on the geographic location used to register your Kraken account (country of residence).

Availability

Deposit method

Deposit minimum

Deposit fee

Processing time

Withdrawal Hold

Worldwide**

SWIFT

4 USD

3 USD

1-5 business days

None

*Fees may vary depending on the geographic location used to register your Kraken account (country of residence).

Availability

Deposit method

Deposit minimum

Deposit fee

Processing time

Withdrawal hold

Worldwide*
Business Pro

Wire transfer

1,000 CAD

free

0-10 min

None

Worldwide*

SWIFT (Bank Frick*)

4 CAD

3 CAD

1-5 business days

None

*Fees may vary depending on the geographic location used to register your Kraken account (country of residence).

Availability

Deposit method

Deposit minimum

Deposit fee

Processing time

Withdrawal hold

Worldwide**

SWIFT (Bank Frick*)

4 GBP

3 GBP

1-5 business days

None

*Fees may vary depending on the geographic location used to register your Kraken account (country of residence).

Availability

Deposit method

Deposit minimum

Deposit fee

Processing time

Withdrawal hold

Liechtenstein & Switzerland only

1 CHF

free

Same day

None

Worldwide*

SWIFT

1 CHF

0.75 CHF

1-5 business days

None

*Fees may vary depending on the geographic location used to register your Kraken account (country of residence).

Important deposit information:

  • The currency you use for a bank deposit, must match the currency of the deposit method. For example, if you're sending EUR, it should only go to EUR deposit methods like SEPA & SEPA Instant (Banking Circle), SEPA (Bank Frick), or EUR SWIFT (Bank Frick) for transfers from outside the SEPA area. If you send a cash transfer in the wrong currency to one of our bank accounts, the transfer may be returned and/or some additional charges may be applied.

  • Deposit fees are what it costs Kraken to accept your deposit and do not include your bank's charges (if any) for sending a transfer.

  • We cannot accept deposits from certain third-party payment processors.

  • This information can change without notice and is not always current. Please sign in to your Kraken account and navigate to the relevant funding page to see the most current information.

Frequently asked questions:

Processing times are estimates only and are outside of Kraken's control. Delays are possible. If your deposit does not arrive within the estimated time frame above, please follow these steps.

Your bank may charge you fees for sending the deposit to our payments processors.

Intermediary or correspondent banks (banks between your bank and our bank that processes the transaction in transit) may also charge fees or convert the transaction to a different currency en route (if sending euros from outside of Europe, for example). These fees are on the account of the sender and the responsibility of the sending bank.

Deposit limits will depend on your verification level.

A deposit might be held for various reasons. When a deposit is held our support team will reach out promptly with more information. Alternatively, you can contact support if you haven't heard from us yet.

Related articles:

How can I deposit funds into my account?
Supported currencies

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