Buying Crypto on Kraken
Withdrawal hold
Certain instant purchases, such as first time debit or credit card or digital wallet purchases, will trigger a withdrawal hold for up to 72 hours. Plaid ACH purchases have a withdrawal hold of 7 days. Withdrawal holds may also be triggered by deposits from certain banks as well as security reasons. For enhanced security, debit and credit card purchases using USD will experience the 72 hour lock discussed above on all purchases, not just your first purchase.
You can buy, sell and convert any combination of cryptocurrencies and cash instantly using the Buy, Sell and Convert buttons on your account home page.
Instructions on how to use the Buy, Sell and Convert options are shown below.
Note: Transactions may not be cancelled once initiated. All purchases are final and non-refundable.