As a security precaution, withdrawals in any currency of up to 100% of your first debit or credit card purchase will be locked for 72 hours. This means that if your first debit or credit card purchase was $1,000, you will not be able to withdraw the equivalent of $1,000 in either cash or crypto for the following 72 hours. Additional debit or credit card purchases made during this 72 hours will also be locked for the remainder of the 72 hours.
For enhanced security, debit and credit card purchases using USD may experience the 72 hour lock discussed above on all purchases, not just your first purchase.
You can use a payment card, Apple Pay or Google Pay to purchase cryptocurrencies on Kraken. The default payment currency is pre-determined by your verified country of residence. Kraken offers Visa and Mastercard purchases in many countries. View the payment methods and currencies available in your region below.
Kraken fees for buying, selling, or converting assets using Instant Buy consists of a displayed fee and, where applicable, a spread which is included in the price. Any spread is calculated before orders are executed and may differ for similar transactions. This is because the spread is determined based on a combination of factors, including but not limited to transaction size, asset, payment method and market conditions.