Cash withdrawal options (fees, minimums and processing times) | Kraken

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Cash withdrawal options (fees, minimums and processing times)

Withdrawal hold

Certain transactions, such as ACH purchases, Paypal, debit or credit card purchases or digital wallet purchases will trigger a temporary (72 hour) withdrawal hold on the account, for security purposes. Cash deposits via ACH Plaid are held from withdrawal for 7 days. This hold applies to withdrawals in any crypto or fiat currency.

For enhanced security, debit and credit card purchases using USD, and Paypal deposits, may experience the 72 hour lock discussed above on all purchases, not just your first purchase.

Below is an overview of withdrawal options and their minimums, fees and processing times.

Kraken supports the following currencies: USD, EUR, CAD, AUD, GBP, CHF and JPY.

Important withdrawal information

This information can change without notice and is not always current. Please sign in to your Kraken account and navigate to the relevant funding page to see the most current information.
Cash, checks, credit & debit cards or third-party payments processor withdrawals are not possible.
Processing times are estimates only and are outside of Kraken's control, so delays are possible.
Please be mindful of banking holidays.
If your withdrawal does not arrive within the estimated time frame below, follow these steps.

USD (US Dollar) withdrawal options

Availability	Withdrawal Method/Processor	Withdrawal Minimum	Withdrawal Fee	Processing time
USA only	ACH	1 USD	Free	0-2 business days (cutoff at 2pm EST)
USA only*	FedWire (Customers Bank)	20 USD	4 USD	0-1 business days
USA only*	FedWire (Dart Bank)	20 USD	30 USD	0-1 business days
USA only	Fedwire (Etana Connect)	100 USD	30 USD	0-1 business days
USA only; Business Pro*	CBIT™ (Customers Bank Instant Token)	1 USD	Free	Instant
Worldwide*	SWIFT (Etana Custody)	150 USD	35 USD	3-5 business days or instant
Worldwide*	SWIFT (Bank Frick)**	100 USD	13 USD	1-5 business days

Please review the FAQ section of this article for more information on withdrawal fees.

*Availability for this funding provider may be limited to specific regions, please select purple text under the ‘Withdrawal Method/Processor’ column to view the support article for the provider and find out more details.

**Transfers may be processed as SWIFT if IBAN is not SEPA-reachable and additional SWIFT fees may apply. Fees may also vary depending on the geographic location used to register your Kraken account (country of residence).

EUR (Euro) withdrawal options

Availability	Withdrawal Method/Processor	Withdrawal Minimum	Withdrawal Fee	Processing time
SEPA only	SEPA (Bank Frick**)	2 EUR	1 EUR	0-5 business days
SEPA only*	SEPA (ClearJunction)	3 EUR	0.90 EUR	0-5 business days
SEPA only*	SEPA (Banking Circle)	2 EUR	1 EUR	0-5 business days
Instant SEPA only*	Instant SEPA (Banking Circle)	2 EUR	1 EUR	Near-instant
Instant SEPA only	Instant SEPA (ClearJunction)	3 EUR	0.90 EUR	Near-instant
UK only***	BLINC	1 EUR	free	Near-instant
Worldwide*	SWIFT (Bank Frick**)	100 EUR	5 EUR	1-5 business days
Worldwide*	SWIFT (Etana Custody)	150 EUR	35 EUR	3-5 business days or instant

Please review the FAQ section of this article for more information on withdrawal fees.

*Availability for this funding provider may be limited to specific regions, please select purple text under the ‘Withdrawal Method/Processor’ column to view the support article for the provider and find out more details.

**Transfers may be processed as SWIFT if IBAN is not SEPA-reachable and additional SWIFT fees may apply. Fees may also vary depending on the geographic location used to register your Kraken account (country of residence).

***Availability for this funding method is limited to UK clients with a Business account with Pro Limits. For more details see the BCB BLINC funding provider article.

GBP (Pound Sterling) withdrawal options

Availability	Withdrawal Method/Processor	Withdrawal Minimum	Withdrawal Fee	Processing time
UK and Gibraltar*	FPS (ClearJunction)	5 GBP	1.95 GBP	0-3 business days
UK and Gibraltar*	CHAPS (ClearJunction)	25 GBP	21 GBP	Same day
UK only***	BLINC	1 GBP	free	Near-instant
Worldwide*	SWIFT (Bank Frick**)	100 GBP	13 GBP	2-5 business days
Worldwide*	SWIFT (Etana Custody)	150 GBP	35 GBP	3-5 business days or instant

*Availability for this funding provider may be limited to specific regions, please select purple text under the ‘Withdrawal Method/Processor’ column to view the support article for the provider and find out more details.

**Transfers may be processed as SWIFT if IBAN is not SEPA-reachable and additional SWIFT fees may apply. Fees may also vary depending on the geographic location used to register your Kraken account (country of residence).

***Availability for this funding method is limited to UK clients with a Business account with Pro Limits. For more details see the BCB BLINC funding provider article.

CAD (Canadian Dollar) withdrawal options

Availability	Withdrawal Method/Processor	Withdrawal Minimum	Withdrawal Fee	Processing time
Canada only	EFT (POSCONNECT)	50 CAD	0.35%	2-5 business days
Canada only	Interac e-Transfer	15 CAD	10 CAD	0-1 business days or instant
*Worldwide; Business Pro**	Wire transfer (InterFIN)	1,000 CAD	free	0-10 minutes
Worldwide*	SWIFT (Bank Frick**)	100 CAD	13 CAD	1-5 business days
Worldwide*	SWIFT (Etana Custody)	150 CAD	35 CAD	3-5 business days or instant

Please review the FAQ section of this article for more information on withdrawal fees.

*Availability for this funding provider may be limited to specific regions, please select purple text under the ‘Withdrawal Method/Processor’ column to view the support article for the provider and find out more details.

**Transfers may be processed as SWIFT if IBAN is not SEPA-reachable and additional SWIFT fees may apply. Fees may also vary depending on the geographic location used to register your Kraken account (country of residence).

CHF (Swiss Franc) withdrawal options

Availability	Withdrawal Method/Processor	Withdrawal Minimum	Withdrawal Fee	Processing time
Liechtenstein & Switzerland only	SIC (Bank Frick**)	2 CHF	1 CHF	Same day
Worldwide*	SWIFT (Bank Frick**)	100 CHF	1 CHF	1-5 business days
Worldwide*	SWIFT (Etana Custody)	150 CHF	35 CHF	3-5 business days or instant

Please review the FAQ section of this article for more information on withdrawal fees.

*Availability for this funding provider may be limited to specific regions, please select purple text under the ‘Withdrawal Method/Processor’ column to view the support article for the provider and find out more details.

**Transfers may be processed as SWIFT if IBAN is not SEPA-reachable and additional SWIFT fees may apply. Fees may also vary depending on the geographic location used to register your Kraken account (country of residence).

AUD (Australian Dollar) withdrawal options

Availability	Withdrawal Method/Processor	Withdrawal Minimum	Withdrawal Fee	Processing time
Australia only	Bank Transfer	5 AUD	free	0-2 business days
Australia only	Osko	5 AUD	free	Near-instant
Worldwide*	SWIFT (Etana Custody)	150 AUD	55 AUD	3-5 business days or instant

Please review the FAQ section of this article for more information on withdrawal fees.

*Availability for this funding provider may be limited to specific regions, please select purple text under the ‘Withdrawal Method/Processor’ column to view the support article for the provider and find out more details.

JPY (Japanese Yen) withdrawal options

Availability	Withdrawal Method/Processor	Withdrawal Minimum	Withdrawal Fee	Processing time
Worldwide*	SWIFT (Etana Custody)	15,000 JPY	35 USD equivalent in JPY	3-5 business days or instant

Please review the FAQ section of this article for more information on withdrawal fees.

*Availability for this funding provider may be limited to specific regions, please select purple text under the ‘Withdrawal Method/Processor’ column to view the support article for the provider and find out more details.

Frequently Asked Questions

Why does Kraken charge withdrawal fees?

The payments providers that we work with charge us fees for withdrawals.

What are the withdrawal limits?

Withdrawal limits depend on your verification level.

Are there any other fees?

Intermediary or correspondent banks (banks between our bank and your bank that processes the transaction in transit) may sometimes charge fees or convert the transaction to a different currency en route.

If you have any further questions, chat directly with one of our support specialists, by clicking on the Help button in the lower right corner of your screen.

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Cash deposit options (fees, minimums and processing times)

The decimal and thousands separators shown in this article may differ from the formats displayed on our trading platforms. Review our article on how we use points and commas for more information.