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Cash withdrawal options (fees, minimums and processing times)
Withdrawal hold

Certain deposits, such as first time ACH purchases, debit or credit card purchases or digital wallet purchases will trigger a temporary (72 hour) withdrawal hold on the account, for security purposes.

For enhanced security, debit and credit card purchases using USD may experience the 72 hour lock discussed above on all purchases, not just your first purchase.

Below is an overview of withdrawal options and their minimums, fees and processing times.

Kraken supports the following currencies: USD, EUR, CAD, AUD, GBP, CHF and JPY.

Important withdrawal information

  • This information can change without notice and is not always current. Please sign in to your Kraken account and navigate to the relevant funding page to see the most current information.
  • Cash, checks, credit & debit cards or third-party payments processor withdrawals are not possible.
  • Processing times are estimates only and are outside of Kraken's control, so delays are possible.
  • Please be mindful of banking holidays. 
  • If your withdrawal does not arrive within the estimated time frame below, follow these steps.  
USD (US Dollar) withdrawal options
AvailabilityWithdrawal Method/ProcessorWithdrawal MinimumWithdrawal FeeProcessing time
USA onlyACH1 USDfree0-2 business days (cutoff at 6pm EST)
USA only*

FedWire (MVB Bank)

20 USD4 USD0-1 business days (cutoff at 4pm EST)
USA only*FedWire (Customers Bank)20 USD4 USD0-1 business days
USA onlyFedWire (Etana Custody)150 USD35 USD1-5 business days or instant
Worldwide*SWIFT (Etana Custody)150 USD35 USD3-5 business days or instant

Worldwide*

SWIFT (Bank Frick) 100 USD13 USD1-5 business days 

Please review the FAQ section of this article for more information on withdrawal fees. 

*Availability for this funding provider may be limited to specific regions, please select purple text under the ‘Withdrawal Method/Processor’ column to view the support article for the provider and find out more details. 

EUR (Euro) withdrawal options
AvailabilityWithdrawal Method/ProcessorWithdrawal MinimumWithdrawal FeeProcessing time
SEPA onlySEPA (Bank Frick)2 EUR1 EUR0-5 business days
SEPA only*SEPA (ClearJunction)3 EUR0.90 EUR0-5 business days
SEPA only*SEPA (Banking Circle)2 EUR1 EUR0-5 business days
Instant SEPA only*Instant SEPA (Banking Circle)2 EUR1 EURNear-instant
Instant SEPA onlyInstant SEPA (ClearJunction)3 EUR0.90 EURNear-instant
UK only**BLINC1 EURfreeNear-instant

Worldwide*

SWIFT (Bank Frick)100 EUR5 EUR1-5 business days

Worldwide*

SWIFT (Etana Custody)150 EUR35 EUR3-5 business days or instant

Please review the FAQ section of this article for more information on withdrawal fees. 

*Availability for this funding provider may be limited to specific regions, please select purple text under the ‘Withdrawal Method/Processor’ column to view the support article for the provider and find out more details. 

**Availability for this funding method is limited to UK clients with a Business account with Pro Limits. For more details see the BCB BLINC funding provider article.
GBP (Pound Sterling) withdrawal options
AvailabilityWithdrawal Method/ProcessorWithdrawal MinimumWithdrawal FeeProcessing time
UK and Gibraltar*

FPS (ClearJunction)

5 GBP1.95 GBP0-3 business days
UK and Gibraltar*CHAPS (ClearJunction)25 GBP21 GBPSame day
UK only**BLINC

1 GBP

freeNear-instant

Worldwide*

SWIFT (Bank Frick)100 GBP13 GBP2-5 business days

Worldwide*

SWIFT (Etana Custody)150 GBP35 GBP3-5 business days or instant

*Availability for this funding provider may be limited to specific regions, please select purple text under the ‘Withdrawal Method/Processor’ column to view the support article for the provider and find out more details. 

**Availability for this funding method is limited to UK clients with a Business account with Pro Limits. For more details see the BCB BLINC funding provider article.

CAD (Canadian Dollar) withdrawal options
AvailabilityWithdrawal Method/ProcessorWithdrawal MinimumWithdrawal FeeProcessing time
Canada only

EFT (POSCONNECT)

50 CAD0.35%2-5 business days
Canada onlyInterac e-Transfer15 CAD10 CAD0-1 business days or instant
Worldwide*; Business ProWire transfer (InterFIN)1,000 CADfree0-10 minutes

Worldwide*

SWIFT (Bank Frick)100 CAD13 CAD1-5 business days

Worldwide*

SWIFT (Etana Custody)150 CAD35 CAD3-5 business days or instant

Please review the FAQ section of this article for more information on withdrawal fees. 

*Availability for this funding provider may be limited to specific regions, please select purple text under the ‘Withdrawal Method/Processor’ column to view the support article for the provider and find out more details. 

CHF (Swiss Franc) withdrawal options
AvailabilityWithdrawal Method/ProcessorWithdrawal MinimumWithdrawal FeeProcessing time
Liechtenstein & Switzerland only

SIC (Bank Frick)

2 CHF1 CHFSame day
Worldwide*SWIFT (Bank Frick)100 CHF1 CHF1-5 business days
Worldwide*SWIFT (Etana Custody)150 CHF35 CHF3-5 business days or instant

Please review the FAQ section of this article for more information on withdrawal fees. 

*Availability for this funding provider may be limited to specific regions, please select purple text under the ‘Withdrawal Method/Processor’ column to view the support article for the provider and find out more details. 

AUD (Australian Dollar) withdrawal options
AvailabilityWithdrawal Method/ProcessorWithdrawal MinimumWithdrawal FeeProcessing time
Australia only

Bank Transfer

5 AUDfree0-2 business days
Australia onlyOsko5 AUDfreeNear-instant
Worldwide*SWIFT (Etana Custody)150 AUD55 AUD3-5 business days or instant

Please review the FAQ section of this article for more information on withdrawal fees. 

*Availability for this funding provider may be limited to specific regions, please select purple text under the ‘Withdrawal Method/Processor’ column to view the support article for the provider and find out more details. 

JPY (Japanese Yen) withdrawal options
AvailabilityWithdrawal Method/ProcessorWithdrawal MinimumWithdrawal FeeProcessing time
Worldwide*

SWIFT (Etana Custody)

15,000 JPY35 USD equivalent in JPY3-5 business days or instant

Please review the FAQ section of this article for more information on withdrawal fees. 

*Availability for this funding provider may be limited to specific regions, please select purple text under the ‘Withdrawal Method/Processor’ column to view the support article for the provider and find out more details. 

Frequently Asked Questions

Why does Kraken charge withdrawal fees?
The payments providers that we work with charge us fees for withdrawals.
What are the withdrawal limits?
Withdrawal limits depend on your verification level.
Are there any other fees?
Intermediary or correspondent banks (banks between our bank and your bank that processes the transaction in transit) may sometimes charge fees or convert the transaction to a different currency en route.

If you have any further questions, chat directly with one of our support specialists, by clicking on the Help button in the lower right corner of your screen.

Related articles

The decimal and thousands separators shown in this article may differ from the formats displayed on our trading platforms. Review our article on how we use points and commas for more information.