First-time instant purchase 

Certain instant purchases, such as first time ACH Online Banking, debit or credit card or digital wallet purchases, will trigger a withdrawal hold for up to 72 hours. Withdrawal holds may also be triggered by deposits from certain banks as well as security reasons. Additional cash purchases made during this 72 hours will also be locked for the remainder of the 72 hours.

Trading is unaffected, you will still be able to trade throughout the period of the withdrawal hold. 

Recent password change

If you make any changes to your password, withdrawals to new withdrawal addresses will be held for up to 24 hours, for security purposes. Any withdrawals to updated withdrawal addresses, within 24 hours of a password reset, will also be held. Addresses that you already added to your account won’t be affected. 

ACH deposit

ACH deposits via Plaid are available instantly for trading, but will be subject to a seven day withdrawal hold. The seven day hold will apply after each deposit and is applicable to any assets in cash or cryptocurrencies equivalent to the deposited amount.

For example, if you have 500 USD worth of assets in your account and you deposit 100 USD using ACH via Plaid, you would be able to withdraw all but 100 USD from your account until the seven days have passed, after which the final amount could be withdrawn.

If you have any additional questions about a specific hold on your account, chat directly with one of our Support specialists by clicking the Help button in the right corner of your screen.