Getting Started with Kraken Card

Last updated: June 29, 2026

What is Kraken Card?

The Kraken Card is a Mastercard debit card that lets you spend crypto and cash from your Krak Everyday account balance - online, in-store, and at ATMs across 190+ countries. Earn up to 2% cashback on eligible purchases, pay zero fees, and transact in 600+ currencies. It's available in virtual and physical formats for verified Kraken personal account holders in the UK and EEA. Choose your card design in the Kraken app, then use the same login in Krak to activate and manage it day to day.

Kraken Card is only available to individual clients located in the United Kingdom and EEA with a verified personal Kraken account.  Business accounts will not access the feature.

  1. 1

    Open the Kraken app and start the card sign-up flow. Make sure you have the latest version of the app from the App Store or Google Play.

  2. 2

    Select a card color.

  3. 3

    Familiarise yourself with our Kraken Card terms of service.

  4. 4

    Download the Krak app and sign in with your Kraken login (same email and password — no new account, no new verification).

  5. 5

    Add your card to Apple Pay or Google Pay with 1-click — your virtual card is ready to use.

  6. 6

    Please note that this virtual card is not disposable and is intended for long-term use. There is a limit of three virtual cards per rolling 30-day period.

Kraken Card is currently a virtual card. Your virtual card works for online purchases and in-store via Apple Pay or Google Pay. You can pre-order your Kraken physical card in the Krak App.

  1. 1

    Once your virtual card is ready to use, tap ‘’Add to Apple/Google Wallet’’

  2. 2

    Tap whether you want your card added to your phone or watch.

  3. 3

    Follow the instructions on screen, such as accepting the device provider T&Cs. That’s it! Now your virtual card is added to your wallet.

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