Getting Started with Kraken Debit Card

Last updated: October 8, 2026

What is Kraken Debit Card?

The Kraken Debit Card is a Mastercard debit card that lets you spend crypto and cash from your Krak Everyday account balance - online, in-store, and at ATMs across 190+ countries. Earn up to 2% cashback on eligible purchases, pay zero fees, and transact in 600+ currencies. It's available in virtual and physical formats for verified Kraken personal account holders in the UK and EEA. Choose your card design in the Kraken app, then use the same login in Krak to activate and manage it day to day.

  1. 1

    Open the Kraken app and start the card sign-up flow. Make sure you have the latest version of the app from the App Store or Google Play.

  2. 2

    Select a card color.

  3. 3

    Familiarize yourself with our Kraken Debit Card terms of service.

  4. 4

    Download the Krak app and sign in with your Kraken login (same email and password — no new account, no new verification).

  5. 5

    Add your card to Apple Pay or Google Pay with 1-click — your virtual card is ready to use.

  6. 6
  • Complete the virtual card setup first.

  • Tap Yes, get the physical card.

  • Choose how your name should appear, then tap Continue, then OK.

  • Confirm your shipping address. Your card will be delivered to the residential address on your Kraken account. A phone number is not required.

  • That's it — your card is on its way. Activate it once it arrives.


Please note: Physical cards can only be delivered to the address on your account. It is no longer possible to add a different delivery address when ordering a card. Make sure your account address is correct and up to date before you order.

  1. 1

    Once your virtual card is ready to use, tap ‘’Add to Apple/Google Wallet’’

  2. 2

    Tap whether you want your card added to your phone or watch.

  3. 3

    Follow the instructions on screen, such as accepting the device provider T&Cs. That’s it! Now your virtual card is added to your wallet.