For information on changes for our US clients, please visit our Support Center article.

General information about SEPA
Prevent deposit delays
If required and shown in the deposit instructions, make sure your deposit includes a reference to your Kraken Public account ID which starts with AA and is 16 characters long.
The Single Euro Payments Area (SEPA) is an initiative of the European Union that allows for fast, reliable and cheap e-transfers between bank accounts in the SEPA-zone.
SEPA consists of 36 countries:
  • the 27 member states of the European Union,
  • the four member states of the European Free Trade Association (Iceland, Liechtenstein, Norway and Switzerland),
  • Andorra,
  • United Kingdom,
  • Monaco,
  • San Marino,
  • Vatican City.
Country
Category
Access to SEPA
Andorra
✔︎
Austria
EU
✔︎
Belgium
EU
✔︎
Bulgaria
EU
✔︎
Croatia
EU
✔︎
Cyprus
EU
✔︎
The Czech Republic
EU
✔︎
Denmark
EU
✔︎
Estonia
EU
✔︎
Finland
EU
✔︎
Greece
EU
✔︎
Hungary
EU
✔︎
Iceland
EFTA
✔︎
Ireland
EU
✔︎
Italy
EU
✔︎
Kosovo
EU candidate
Latvia
EU
✔︎
Liechenstein
EFTA
✔︎
Lithuania
EU
✔︎
Luxembourg
EU
✔︎
Malta
EU
✔︎
Monaco
✔︎
Montenegro
EU candidate
Netherlands
EU
✔︎
Norway
EFTA
✔︎
Poland
EU
✔︎
Portugal
EU
✔︎
Romania
EU
✔︎
San Marino
✔︎
Slovakia
EU
✔︎
Slovenia
EU
✔︎
Spain
EU
✔︎
Sweden
EU
✔︎
Switzerland
EFTA
✔︎
United Kingdom
✔︎
Vatican City
✔︎

All parts of a country are normally part of SEPA, but some countries have special territories which are not part of SEPA.
Country
Territory
Access to SEPA
Cyprus
Northern Cyprus
Denmark
Faroe Islands,
Greenland
Norway
Svalbard,
Jan Mayen
United Kingdom
British Overseas Territories

For more information about SEPA, see here: