Bank account holders of Fidor Bank AG in Germany are able to send or receive funds to/from other Fidor bank account holders within minutes.
These transfers are processed near-instantly regardless of whether they are initiated as standard SEPA transfers or via the functionality know as Freunden Geld senden (“send money to friends”).
Since Kraken holds a bank account with Fidor, Kraken clients with a Fidor bank account can benefit from this near-instant deposit option as well. Please choose the deposit method "Fidor Bank AG (SEPA)" when navigating to your Funding tab > EUR deposit page to find the relevant deposit instructions and initiate a deposit from your Fidor bank account.
Similarly, EUR SEPA withdrawals from Kraken accounts to Fidor bank accounts will be credited near-instantly. Please choose the withdrawal method "SEPA" when navigating to your Funding tab > EUR withdrawal page to initiate a near-instant withdrawal to your Fidor bank account.
Note: The first deposit from a Fidor bank account to your Kraken account will have a hold on it. Wait for instructions from Kraken Support.