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How to deposit funds with BLIK
How BLIK works on Kraken
If you are based in Poland, you can use BLIK to add funds to your Kraken account from your Polish bank account. During the transfer, open your banking app to generate a 6-digit BLIK code, enter it in Kraken, then approve the payment in your banking app. You pay in Polish złoty (PLN) and the funds appear in your Kraken account in EUR.
You can also use BLIK to buy crypto with your bank account.
Before you start with BLIK deposits
Make sure that:
- •
Your Kraken account is verified.
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You live in Poland and have a personal account. It doesn’t apply to business accounts.
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You need a Polish bank account in your own name that supports BLIK, plus your bank’s app installed and logged in on your phone.
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Notifications are turned on for your banking app so you can see the approval request.
Note: BLIK is being rolled out gradually. If you don’t see it as a payment option in your app yet, it should be enabled for you shortly.
How to deposit funds with BLIK
Below are step-by-step instructions for adding funds with BLIK in the Kraken app.
- 1
Open the Kraken app and tap Add money and Deposit cash.
- 2
Select PLN as the currency.
Note: Kraken doesn’t hold PLN balances, so your payment is converted to EUR before it reaches your account.
- 3
Enter the amount you want to add, in PLN. The BLIK payment method will be pre-selected for you. Tap Review.
- 4
Confirm the account is yours. A pop-up explains that BLIK transfers must come from a bank account where you are the named account holder, and that we don’t accept payments from an account held by someone else. Tap I confirm to continue. You can’t continue without confirming. If you don’t want to, you can choose another currency.
- 5
Review your deposit and tap Confirm via BLIK.
- 6
Get your BLIK code. Open your banking app, go to BLIK and generate a code. It’s 6 digits and valid for 2 minutes.
- 7
Enter your BLIK code. Switch back to the Kraken app, enter the 6 digits and tap Submit.
- 8
Confirm the payment in your banking app.
- 9
Wait for your bank to respond. It usually takes a few seconds. You’ll see a confirmation when your funds have arrived.
Fees and exchange rate
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No fee. Kraken doesn’t charge a deposit fee for adding funds with BLIK. The review screen shows the total before you confirm.
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You pay in PLN, you receive EUR. Kraken doesn’t hold PLN balances, so your payment is converted to EUR before it reaches your account. The exchange rate and the exact EUR amount you’ll receive are shown on the review screen before you confirm.
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Your bank may have its own BLIK fees. Online BLIK payments are free at many banks, but check with yours.
Limits
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Kraken limits. Each account has a per-purchase limit and a rolling 30-day limit. You’ll see what’s available to you in the app when you enter an amount. The minimum is about 10 PLN.
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Your bank’s limits. Your bank sets separate BLIK limits. If your purchase is bigger than your bank’s limit, it will be declined. You can usually raise the limit in your banking app’s BLIK settings.
Stay safe
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Never share your BLIK code with anyone who contacts you. Kraken will never ask for your BLIK code by phone, message or email.
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Only enter your code in the Kraken screen you opened yourself, and only approve payments you started.
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Check the amount and the recipient in your banking app before you approve.
Frequently asked questions
Need help?
If you’re stuck, contact Kraken Support.