Once activated, you can use the card for online payments, subscriptions, in-person shopping and ATM withdrawals — anywhere Mastercard is accepted.
The Krak app offers a wide range of supported assets, but not all are available for card transactions; unsupported currencies appear as Unavailable in your Spend Order.
Ми витрачаємо ваші активи в порядку, який ви встановили, щоб покрити повну суму транзакції, комбінуючи активи за потреби. Ви можете змінювати порядок та блокувати активи в будь-який час.
Щоб встановити порядок витрат:
відкрийте свою картку в застосунку Krak.
Under Global Settings, tap Set spend order.
Упорядкуйте свої активи в тому порядку, в якому ви хочете їх використовувати.
Primary currency: Your card’s primary currency is GBP for UK clients or Euro for Eurozone clients. We convert your assets to your primary currency when you spend. Refunds and reversals are also paid in your primary currency. If you’re using other assets in a transaction and they fail, we’ll try to complete the payment using your primary balance.
Small balances: Balances under £1 or €1 in your Everyday balance may be skipped when spending as they can’t always be converted.
Block: You can block specific currencies if you don't want to use them to spend.
Unavailable: Some assets are unavailable for payments and they’ll appear in the Unavailable section. If that changes, they’re automatically added to the bottom of your spend order and will be available for spending.
Krak lets you hold multiple fiat currencies, like EUR, USD, or GBP, but your card is always denominated in your primary currency (e.g. GBP for UK cardholders, EUR for EU cardholders).
So if you spend abroad while traveling with a GBP card, you’ll be charged the GBP equivalent based on Mastercard’s exchange rate with no fees added by us. If you choose to spend a fiat currency other than your primary currency, we’ll need to convert this so that you can spend. You can read more about fees here.
If a merchant declines your transaction, you will need to contact the merchant directly.