How to allocate assets into DeFi Earn

Last updated: 26. 1. 2026

DeFi Earn lets you allocate eligible assets to on-chain Vaults and earn a variable APY with instant bonding and continuous auto-compounded payouts.

Kraken Mobile Apps

  1. 1

    Tap the Portfolio icon at the bottom of the screen and then tap the Earn card below the chart.

  2. 2

    Once on the Earn Page you find the most appealing strategies listed in the “For You” section.

    If you own elegible assets, you can swap them all into USDC and allocate them in a Vault, all at once or separately. If you own USDC, you allocate your balance to the Vault directly.

  3. 3

    You’ll then be presented with a list of Earn strategies, select the DeFi Vault that you’d like to participate in.

  4. 4

    Enter the amount that you’d like to allocate, then tap Review.

  5. 5

    Do a final review of the confirmation page. If everything is to your liking, tap Confirm.

  6. 6

    In some cases, you may be asked to verify your deposit into the Vault. A 6-digit code will be sent to the email associated with your Kraken account, and must be entered to confirm your deposit.

  1. 1

    From the Kraken Pro App, tap the Earn button on the bottom right of the screen.

  2. 2

    Then, select the eligible asset you'd like to place in a DeFi Vault.

  3. 3

    Now, choose which DeFi Vault strategy you’d like to participate in. Important vault information is available for you to review such as the average estimated APY, bonding and unbonding periods, and payout style.

  4. 4

    Enter the amount you’d like to place in the DeFi Vault, then tap Review.

  5. 5

    Do a final review of the confirmation page. If everything is to your liking, swipe to confirm.

  6. 6

    In some cases, you may be asked to verify your deposit into the Vault. A 6-digit code will be sent to the email associated with your Kraken account, and must be entered to confirm your deposit.

Kraken Websites

  1. 1

    First, click the Earn tab on the left-hand side of the screen.

  2. 2

    Once on the Earn Page you find the most appealing strategies listed in the “For You” section.

    If you own elegible assets, you can swap them all into USDC and allocate them in a Vault, all at once or separately. If you own USDC, you allocate your balance to the Vault directly.

  3. 3

    You’ll then be presented with a list of earn strategies, select the DeFi Vault that you’d like to participate in.

  4. 4

    Enter the amount that you’d like to allocate, then click Review.

  5. 5

    Do a final review of the confirmation page. If everything is to your liking, click Confirm.

  6. 6

    In some cases, you may be asked to verify your deposit into the Vault. A 6-digit code will be sent to the email associated with your Kraken account, and must be entered to confirm your deposit.

  1. 1

    First, click the Earn tab on the left-hand side of the screen.

  2. 2

    Click the Allocate button in the top-right corner of the screen. 

    If you own elegible assets for DeFi Earn, you can swap them all into USDC from here and allocate them in a Vault.. If you own USDC, you allocate your USDC balance to the Vault directly.

  3. 3

    After selecting an eligible asset, you’ll then be presented with a list of earn strategies, select the DeFi Vault that you’d like to participate in.

  4. 4

    Enter the amount that you’d like to allocate, then click Review.

  5. 5

    Do a final review of the confirmation page. If everything is to your liking, click Confirm.

  6. 6

    In some cases, you may be asked to verify your deposit into the Vault. A 6-digit code will be sent to the email associated with your Kraken account, and must be entered to confirm your deposit.

Rewards are variable and not guaranteed; you can lose some or all of your assets. Interacting with on-chain smart contracts involves risks which are further detailed in the terms of service, including technological risk (bugs, exploits, and oracle/MEV/bridge failures), market risk (price volatility, de-pegs, and liquidation where relevant), and operational risk (irreversible transactions, gas fees, network congestion). Kraken does not control third-party protocols. Offered by Payward Wallet, LLC. Fees apply. Availability varies by jurisdiction.

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