Differences Between Evaluation and Funded Accounts

Purpose: Evaluation accounts are designed to assess your trading ability. Funded accounts let you trade with real funded capital and earn profit.

Profit eligibility: Evaluation accounts are not eligible for payouts. On funded accounts, you can request payouts of your profit share at any time (as long as you meet the payout requirements).

Profit split: Evaluation accounts have no profit split since payouts are not available. Funded accounts use an 80/20 split by default (you keep 80%), or 90/10 if you purchased the upgrade at the time of evaluation purchase.

Verification required: Evaluation accounts only require basic verification (email and country). Funded accounts require full identity verification with a Kraken account.

Order routing: Evaluation accounts use B-book execution (simulated, not sent to market). Funded accounts may use either A-book (executed externally) or B-book execution depending on the plan size. This is handled automatically and does not affect the trading experience.

Available for payout: This field only appears in the Portfolio widget on funded accounts. Evaluation accounts do not show it.

Request payout button: Only available on the Portfolio page for funded accounts.

Risk rules: Both account types use the same MDL (3%) and MDD rules. Breaching either limit has the same consequence on both types: all positions closed, trading disabled, account marked as Breached.

Fees: Identical on both account types. Commission at 4 basis points per side, margin funding at 0.033% per day.

Markets and order types: Identical. Both account types have access to the same markets, the same order types (Market, Limit, Stop Loss, Take Profit), and the same position limits.

Account lifecycle: Evaluation accounts end when you either pass (hit the profit target) or breach (violate MDL or MDD). Funded accounts continue indefinitely as long as you stay within the risk limits.