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Apaylo Bill Pay funding method
Last updated: 20. 8. 2025
Apaylo is one of Kraken’s Canadian funding providers, enabling CAD transfers domestically through the Bill Payment functionality available at most Canadian banks and credit unions. This funding method is available to clients with accounts at supported Canadian financial institutions (excluding CIBC, RBC, and some TD branches).
Apaylo is a regulated Canadian payments provider offering streamlined account funding for both individual clients and institutional partners.
How to fund your account
- 1
Log in to your online banking platform.
- 2
Go to the Bill Payment section.
Search for Apaylo Finance Technology as the payee.
- 3
Enter your unique Account Number in the following format: APL7523 + 00000 + [Three-letter code assigned to your account] (e.g., APL752300000XYZ - do not use this).
You can find the three-letter code on the Funding page of your account under Apaylo method. Save the payee for future use
- 4
Use this payee each time you wish to send funds.
Supported Institutions
Apaylo is supported by most Canadian financial institutions. If you do not see Apaylo listed, in many cases, you may request that they be listed by your financial institution.