Required Legal Notice: Virtual currencies, real risks. The only guarantee in crypto is risk. Read more

Required Legal Notice: Virtual currencies, real risks. The only guarantee in crypto is risk. Warning: The value of your virtual currencies can rise or fall sharply, and your initial investment may be lost completely; virtual currencies are not covered by the guarantee funds that cover bank deposits; there is no legal mechanism on the virtual currencies market to prevent market manipulation or insider dealing; virtual currencies depend entirely on a specific computer technology and infrastructure, which in certain cases may be very recent and not yet adequately tested; if one loses the identification code or password giving access to the virtual wallet in which the virtual currency is stored, the currency held therein will be irretrievably lost; virtual currencies are currently accepted as a means of payment to a limited extent, and in most countries there is no legal obligation to accept them; for more information about the risks associated with an investment in virtual currencies, we advise you to read the Wikifin page What is a cryptocurrency? | Wikifin.

Cash withdrawal options (fees, minimums and processing times)

Last updated: September 3, 2026

Withdrawal hold

For security, certain transactions such as ACH, Paypal, debit or credit card purchases or digital wallet purchases will trigger a temporary (72 hour) withdrawal hold. Cash deposits via ACH Plaid are held from withdrawal for 7 days. This applies to all crypto and fiat withdrawals. Debit/credit card purchases in USD may always be subject to the 72-hour hold, not just the first transaction.

Below is an overview of withdrawal options and their minimums, fees and processing times.

Important withdrawal information

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This information can change without notice and is not always current. Please sign in to your Kraken account and navigate to the relevant funding page to see the most current information.
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Cash, checks, credit & debit cards or third-party payments processor withdrawals are not possible.
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Processing times are estimates only and are outside of Kraken's control, so delays are possible.
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Please be mindful of banking holidays.
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If your withdrawal does not arrive within the estimated time frame below, follow these steps.

Supported currencies

USD (US Dollar) withdrawal options

Availability	Withdrawal Method/Processor	Withdrawal Minimum	Withdrawal Fee	Processing time
USA only	ACH	1 USD	Free	0-2 business days (cutoff at 2pm EST)
USA only*	FedWire (Customers Bank)	20 USD	4 USD	0-1 business days
USA only*	FedWire (Dart Bank)	20 USD	4 USD	0-1 business days
Worldwide*	SWIFT (Bank Frick)**	100 USD	14 USD	1-5 business days
USA Only*	RTP***	20 USD	1.50% (50 USD max)	Near-instant

Withdraw USD

*Availability for this funding provider may be limited to specific regions, please select purple text under the 'Withdrawal Method/Processor' column to view the support article for the provider and find out more details.

**Transfers may be processed as SWIFT if IBAN is not SEPA-reachable and additional SWIFT fees may apply. Fees may also vary depending on the geographic location used to register your Kraken account (country of residence).

***RTP Withdrawals require the connected financial institution or bank account to support RTP. Kraken cannot enable this feature.

EUR (Euro) withdrawal options

Availability	Withdrawal Method/Processor	Withdrawal Minimum	Withdrawal Fee	Processing time
SEPA only	SEPA (Bank Frick)**	2 EUR	1 EUR	0-5 business days
SEPA only*	SEPA (Banking Circle)	2 EUR	1 EUR	0-5 business days
Instant SEPA only*	Instant SEPA (Banking Circle)	2 EUR	1 EUR	Near-instant****
Instant SEPA only	Instant SEPA (ClearJunction)	3 EUR	0.90 EUR	Near-instant****
SEPA	SEPA / SEPA Instant (Openpayd)	2 EUR	1 EUR	0-3 business days
Worldwide*	SWIFT (Bank Frick)**	100 EUR	5 EUR	1-5 business days

Withdraw EUR

*Availability for this funding provider may be limited to specific regions, please select purple text under the ‘Withdrawal Method/Processor’ column to view the support article for the provider and find out more details.

****While SEPA Instant Credit Transfers (SCT Instant) are typically processed near-instantly, we have no control over the regulatory checks and compliance procedures at banks, which may occasionally extend processing times.

GBP (Pound Sterling) withdrawal options

Availability	Withdrawal Method/Processor	Withdrawal Minimum	Withdrawal Fee	Processing time
UK and Gibraltar*	FPS (Banking Circle)	5 GBP	1.95 GBP	Near-instant
UK only	FPS (Openpayd)	5 GBP	1.95 GBP	Near-instant
Worldwide*	SWIFT (Bank Frick)**	100 GBP	13 GBP	2-5 business days

Withdraw GBP

****While Faster Payments Service (FPS) transfers are typically processed near-instantly, we have no control over the regulatory checks and compliance procedures at banks, which may occasionally extend processing times.

CAD (Canadian Dollar) withdrawal options

Availability	Withdrawal Method/Processor	Withdrawal Minimum	Withdrawal Fee	Processing time
Canada only	EFT (POSCONNECT)	50 CAD	0.35%	2-5 business days
Canada only	e-Transfer	15 CAD	10 CAD	0-1 business days or instant
Worldwide*	SWIFT (Bank Frick)**	100 CAD	13 CAD	1-5 business days

Withdraw CAD

AUD (Australian Dollar) withdrawal options

Availability	Withdrawal Method/Processor	Withdrawal Minimum	Withdrawal Fee	Processing time
Australia only	Bank Transfer	5 AUD	free	0-2 business days
Australia only	Osko	5 AUD	free	Near-instant

Withdraw AUD

CHF (Swiss Franc) withdrawal options

Availability	Withdrawal Method/Processor	Withdrawal Minimum	Withdrawal Fee	Processing time
Liechtenstein & Switzerland only	SIC (Bank Frick)**	2 CHF	1 CHF	Same day
Worldwide*	SWIFT (Bank Frick)**	100 CHF	1 CHF	1-5 business days

Withdraw CHF

ARS (Argentine Peso) withdrawal options

Availability	Withdrawal Deposit method	Withdrawal minimum	Withdrawal fee	Processing time	Withdrawal hold
Argentina only*	Bank transfer	10,000 ARS	1.5%	Near-instant	None

*Funding methods by account type

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Pro personal and Business accounts will support SWIFT funding only.
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Verified accounts will have full access to ARS funding.

Accounts that support ARS will not have any alternative funding methods enabled. If you have questions or require assistance, please contact our support team for further guidance.

Please note: While ARS transfers are typically processed near-instantly, we have no control over the regulatory checks and compliance procedures at banks, which may occasionally extend processing times

BRL (Brazilian Real) withdrawal options

Availability	Withdrawal method	Withdrawal minimum	Withdrawal fee	Processing time	Withdrawal hold
Brazil only	PIX	R$50	0.50%	Near Instant	None

MXN (Mexican Pesos) withdrawal options

Availability	Withdrawal method	Withdrawal minimum	Withdrawal fee	Processing time	Withdrawal hold
Mexico only	Bank transfer (SPEI)	150 MXN	0.5%	Near instant	None

Please note: While MXN transfers are typically processed near-instantly, we have no control over the regulatory checks and compliance procedures at banks, which may occasionally extend processing times

Frequently Asked Questions

Why does Kraken charge withdrawal fees?

The payments providers that we work with charge us fees for withdrawals.

What are the withdrawal limits?

Withdrawal limits depend on your verification level.

Are there any other fees?

Intermediary or correspondent banks (banks between our bank and your bank that processes the transaction in transit) may sometimes charge fees or convert the transaction to a different currency en route.

Krak App

The Krak App offers a quick, cost-free way to move funds directly between Kraken accounts. Click here to learn more.

The decimal and thousands separators shown in this article may differ from the formats displayed on our trading platforms. Review our article on how we use points and commas for more information.