For information on changes for our US clients, please visit our Support Center article.

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Overview of Opt-in Rewards for German clients
This article is tailored to clients located in Germany. If you are not based in Germany please visit this article!
What is the Opt-in Rewards Program?
Supported staked assets have been migrated to the Opt-in Rewards program. Opt-in Rewards (OIR) gives you the option to earn rewards on available and idle account balances you otherwise maintain in your account.
Am I eligible for Opt-in Rewards?
Yes! Opt-in Rewards is available for:
Supported Asset (OIR)
Ticker
Algorand
ALGO
Bitcoin
BTC
Cardano
ADA
Cosmos
ATOM
Ethereum
ETH
Kusama
KSM
Polkadot
DOT
Polygon
MATIC
Solana
SOL
Tezos
XTZ
The Graph
GRT
TRON
TRX
What happens to my previous balances that are no longer supported?
In the case of unsupported assets, Opt-in Rewards will no longer be available to assets previously supported. However, we will continuously explore adding new assets for our German clients.
How do I use Opt-in Rewards?
For a step-by-step guide check out this article: How to use Opt-in Rewards
What does Kraken do with Opt-in Rewards funds?
For a complete list of the terms, conditions and details of the Opt-in Rewards program, please see our Terms of Service.
Rewards and Minimums
Opt-in Rewards rewards are generally paid out once a week.
The asset rewarded is based on the asset. For example, your rewards for BTC will be in BTC. Rewards will only be added if the reward is greater than the smallest decimal precision.
There may be variance in payout timing due to platform upgrades.
Asset
Flexible Opt-in Rewards APR
30-day Bonded Opt-in Rewards APR
Algorand (ALGO)
1%-4%
N/A
Cardano (ADA)

2%-5%
N/A
Cosmos (ATOM)
6%-10%
14-18%
Ethereum (ETH)
N/A

3%-6%
Kusama (KSM)
9%-13%
19%-24%
Polkadot (DOT)
7%-11%
14%-20%
Polygon (MATIC)
1%-3%
3%-6%
Solana (SOL)
3%-5%
8%-10%
Tezos (XTZ)
7%-10%
14%-20%
The Graph (GRT)
4%-6%
8%-13%
Tron (TRX)
1%-4%
4%-6%
Time
There is no minimum Opt-in Rewards time needed to earn rewards.
You start earning pro-rated rewards for Opt-in Rewards as soon as it is processed by Kraken (which may be within minutes of you Opting-in your funds). Any rewards earned will be credited to your Opt-in Rewards balance on the following payout day.
Fees
There are currently no transaction fees for allocation or deallocation to/from the program.
Kraken takes a commission for the following assets: Algorand (ALGO), Cardano (ADA), Celestia (TIA), Cosmos (ATOM), Ethereum (ETH), Kusama (KSM), Polygon (MATIC), Polkadot (DOT), Solana (SOL), Tezos (XTZ), The Graph (GRT) and Tron (TRX).
The APR rates shown above are an estimate of the rewards you could earn on the assets you hold, before our commission. For example, if you allocate 5,000 ETH, Kraken will retain a commission of 12% of the rewards earned.
Commissions per asset are outlined in the table below:
Kraken Commission
20%
16%
12%
10%
8%
6%
0 - 70k
70K - 350K
350K - 2M
2M - 10M
10M - 40M
40M+
0 - 500
500 - 5K
5K - 25K
25K - 75K
75K - 150K
150K+
0 - 15K
15K - 75K
75K - 375K
375K - 1.6M
1.6M - 8M
15M+
0 - 40K
40K - 200K
200K - 800K
800K - 3M
3M - 10M
10M+
Kraken Commission
20%
16%
12%
10%
8%
6%
0 - 8k
8K - 40K
40K - 200K
200K - 800K
800K - 2M
2M+
0 - 3K
3K - 15K
15K - 75K
75K - 300K
300K - 750K
750K+
0 - 90K
90K - 450K
450K - 2.25M
2.25M - 9M
9M - 22.5M
22.5M+
0 - 4K
4K - 20K
20K - 100K
100K - 400K
400K - 1M
1M+
0 - 175K
175K - 875K
875K - 4.375M
4.375M - 17.5M
17.5M - 43.75M
43.75M+
0 - 200K
200K - 1M
1M - 4M
4M - 20M
20M - 100M
100M+
Why do my rewards say “0”?
Rewards below five decimal places will only display on exported ledger history, since the Kraken website truncates to five decimal places.
Balance hold & impact on equity for margin trading
While your assets are held in our Opt-in Rewards program, they are not available for trading and cannot be withdrawn to an external (non-Kraken) account or wallet. You will be able to instantly remove assets at any time, but Kraken reserves up to seven days to process requests. Opt-in Rewards can also impact your equity for margin trading, because some of these assets are collateral currencies and while opted in, will be removed from your trading and equity balances. Your equity balances affect your free margin and margin level for margin trading. 
Mobile
Opt-in Rewards is available with the Kraken Pro app.