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Depositing funds to your Kraken account can vary depending on the currency and the deposit method you choose. Follow the steps below to learn how to deposit USD, EUR, GBP, CAD, AUD, CHF, and JPY to your Kraken account.

Here are the most common reasons why deposits may not show in your Kraken account and how to resolve them.

Is your deposit on hold? Here’s a list of possible reasons why your deposit might be delayed and how you can resolve the issue.

Unable to initiate a withdrawal? Let’s troubleshoot and get your withdrawal started.

Is your withdrawal missing? Let’s review the common reasons why a withdrawal might be delayed and how to check its status.

Failed withdrawal? Let’s troubleshoot the common reasons for a failed withdrawal and help you resolve it.

ACH deposits via Plaid are available instantly for trading, but will be subject to a seven day withdrawal hold.

*Availability for this funding provider may be limited to specific regions, please check the 

 for more details. You can also review our geographic restrictions to determine if you are able to use a Kraken account.

- including Etana, Customers Bank, Dart Bank and Bank Frick - check out our USD deposit guide.

For larger deposits, use wire transfers from US-based banks. Check the steps for:

*Availability for this funding provider may be limited to specific regions, please check the

for more details. You can also review our geographic restrictions to determine if you are able to use a Kraken account.

CBIT™ (Customers Bank Instant Token) article

*Availability for this funding provider may be limited to specific regions. You can also review our geographic restrictions to determine if you are able to use a Kraken account.

**Fees may vary depending on the geographic location used to register your Kraken account (country of residence).

*PayPal fees will vary depending on your region and are displayed on the final confirmation page.

*Fees may vary depending on the geographic location used to register your Kraken account (country of residence).

*$13.74 fee charged by the intermediary bank.

 article for more details. You can also review our geographic restrictions to determine if you are able to use a Kraken account.

 for more details. You can also review our geographic restrictions to determine if you are able to use a Kraken account.

*Availability for this funding provider may be limited to specific regions.

Bank deposit requirements and checklist article

USD-Specific Troubleshooting by Funding Provider:

EUR-Specific Troubleshooting by Funding Provider:

**Transfers may be processed as SWIFT if IBAN is not SEPA-reachable and additional SWIFT fees may apply. Fees may also vary depending on the geographic location used to register your Kraken account (country of residence).

*Transfers may be processed as SWIFT if IBAN is not SEPA-reachable and additional SWIFT fees may apply. Fees may also vary depending on the geographic location used to register your Kraken account (country of residence).

**While SEPA Instant Credit Transfers (SCT Inst) are typically processed near-instantly, we have no control over the regulatory checks and compliance procedures at banks, which may occasionally extend processing times.

*Availability for this funding method is limited to UK clients with a Business account with Pro Limits. For more details see the BCB BLINC funding provider article.

*Availability for this funding method is limited to UK clients with a Business account with Pro Limits. For more details see the 

How to withdraw Canadian Dollars (CAD) using domestic EFT bank transfers article

How do I fund my account with an Interac e-Transfer? article

AUD Bank Transfers with Osko and PayID article

Need help with depositing and withdrawing cash? Select where you're stuck and we'll guide you to a solution.

Deposit

Withdrawal

Cash deposit or withdrawal

I don’t know how to deposit funds

My deposit is missing

My deposit is on hold

What issue are you experiencing?

Choose your currency

ACH (Plaid)

FedWire (Dart Bank)

FedWire (Etana Connect)

CBIT™ (Customers Bank Instant Token)

SWIFT (Customers Bank)

SWIFT (Etana Custody)

SWIFT (Bank Frick)

SEPA/SEPA Instant (Plaid)

PayPal

SEPA / SEPA Instant (ClearJunction)

SEPA (Bank Frick)

SEPA/SEPA Instant (Banking Circle)

iDeal (Netherlands only)

Domestic wire transfer (Credit Union Atlantic)

In-person cash or debit (Canada Post)

Interac e-Transfer

Wire transfer (InterFIN)

Bank Transfer / Osko

Real Time Gross Settlement (RTGS)

FPS/BACS (Plaid)

FPS (Banking Circle)

SIC (Bank Frick)

I can’t begin a withdrawal

My withdrawal hasn’t arrived

My withdrawal has failed

ACH 

FedWire (Customer Bank)

SEPA (ClearJunction)

SEPA (Banking Circle)

Instant SEPA (Banking Circle)

Instant SEPA (ClearJunction)

BLINC

FPS (ClearJunction)

CHAPS (ClearJunction)

EFT (POSCONNECT)

Bank Transfer

Osko

Below are the most common reasons deposits may not show up in your Kraken account and how to resolve them.

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