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What funding method can I use?

To find the most suitable funding method for you, please review the options below. Whichever option you choose, our trusted funding providers will allow you to deposit and withdraw to your account. The best option for you will be based on your preference around deposit and withdrawal minimums, fees and processing times.

Select the currency you wish to deposit or withdraw:

Requirements

To use any of the funding providers listed below, your Kraken account must be verified to the Intermediate or Pro level.

Please visit the individual support articles found under each funding method for detailed requirements.

USD (US Dollar)

The funding methods below allow you to deposit USD to your Kraken account. The availability of some of the funding methods may differ depending on certain factors, such as your residency or bank location. Please visit the individual support articles, found under each funding method, to check if this funding method is available to you. Not all funding methods listed will be available for withdrawals. 

ACH deposits via Plaid

This funding method supports domestic USD deposits using ACH via Plaid.

Before you deposit with Plaid, please review our article for additional requirements

Deposit fees and limits:

  • Processing time:near-instant
  • Deposit fee: free
  • Deposit minimum: 1 USD 
  • Maximum deposit: 10,000 USD 

For step-by-step deposit instructions using ACH with Plaid visit: How do I fund my account with USD using ACH via Plaid?

MVB Bank

MVB Bank funding method supports domestic USD deposits and withdrawals via Fedwire. To use MVB Bank your Kraken account must be associated with a US (except Texas) address.

Before you deposit or withdraw with MVB bank, please review our article for additional requirements. 

Deposit fees and limits:

  • Processing time: 0-1 business days
  • Deposit fee: free
  • Deposit minimum: 1 USD 

Withdrawal fees and limits:

  • Processing time: 0-1 business days (cutoff at 4pm EST)
  • Withdrawal fee: 4 USD
  • Withdrawal minimum: 20 USD

For more information on MVB bank funding provider please visit our article.

If you would like to deposit using MVB Bank, review the deposit instructions here. For withdrawal instructions, you can view our step-by-step guide.

Etana Custody

Etana Custody supports USD deposits and withdrawals in the United States and worldwide. To use Etana Custody you will be required to create a separate profile at Etana Custody that connects to your Kraken account for the purposes of wiring funds. For instructions on how to activate your Etana account visit Etana Custody funding provider 

Before you deposit or withdraw with Etana Custody please review our article for additional requirements. 

Domestic transfers using Etana Custody are available via Fedwire.

Deposit fees and limits:

  • Deposit fee: free
  • Deposit minium: 150 USD
  • Processing time: 2-5 business days or instant

Withdrawal fees and limits:

  • Withdrawal fee: 35 USD 
  • Processing time: 1-5 business days or instant
  • Withdrawal minimum:  150 USD 

Worldwide deposit fees and limits:

  • Deposit fee: free
  • Processing time: 2-5 business days or instant
  • Deposit minimum: 150 USD

International withdrawal fees and limits:

  • Withdrawal fee: 35 USD 
  • Processing time: 3-5 business days or instant
  • Withdrawal minimum: 150 USD 

For more information on Etana Custody funding provider please visit our support article.

*Availability for this funding provider may be limited to specific regions. Review our geographic restrictions to determine if you are able to use a Kraken account.

Bank Frick

Bank Frick supports USD deposits and withdrawals worldwide* via SWIFT.

Before you deposit with Bank Frick please review our support article for additional requirements.  

Worldwide* deposit fees and limits:

  • Deposit fee: 3 USD 
  • Processing time: 1-5 business days
  • Deposit minimum: 4 USD

Worldwide* withdrawal fees and limits:

  • Withdrawal fee: 13 USD 
  • Processing time: 1-5 business days
  • Withdrawal minimum: 100 USD 

For more information on Bank Frick funding provider please visit our support article.

*Availability for this funding provider may be limited to specific regions. Review our geographic restrictions to determine if you are able to use a Kraken account.

SynapseFi

SynapseFi funding method supports domestic transfers through Fedwire. This funding method is only available to US residents. Before you deposit or withdraw with SynapseFi, please review our article for Kraken's additional requirements.  Please be aware that SyanpseFi is the only funding method that imposes funding limits that override Kraken limits

Deposit fees and limits:

  • Processing time: 1-2 business days
  • Deposit fee: 5 USD
  • Deposit minimum: 20 USD

Withdrawal fees and limits:

  • Processing time: 1-2 business day
  • Withdrawal fee: 5 USD
  • Withdrawal minimum: 20 USD

EUR (Euro)

You can deposit EUR to your Kraken account using any of the methods below. Not all funding methods listed will be available for withdrawals. 

Etana Custody

Etana Custody supports worldwide EUR deposits and withdrawals via SWIFT*. To use Etana Custody you will be required to create a separate profile at Etana Custody that connects to your Kraken account for the purposes of wiring funds. For instructions on how to activate your Etana account visit Etana Custody funding provider

Before you deposit or withdraw with Etana Custody please review our article for additional requirements. 

Deposit fees and limits:

  • Processing time: 2-5 business days or instant
  • Deposit fee: free
  • Deposit minium: 150 EUR 

Withdrawal fees and limits:

  • Processing time: 3-5 business days or instant
  • Withdrawal fee: 35 EUR 
  • Withdrawal minimum: 150 EUR 

*Availability for this funding provider may be limited to specific regions. Review our geographic restrictions to determine if you are able to use a Kraken account.

Bank Frick

Bank Frick supports EUR deposits and withdrawals if your bank account is within the Single European Payment Area (SEPA). Worldwide* EUR deposits are available via SWIFT.

Before you deposit with Bank Frick, please review our article for additional requirements.  

SEPA deposit fees and limits:

  • Processing time: 0-3 business days
  • Deposit fee: free
  • Deposit minimum: 1 EUR 

SEPA withdrawal fees and limits:

  • Processing time: 0-5 business days
  • Withdrawal fee: 1 EUR 
  • Withdrawal minimum: 2 EUR 

Worldwide* deposit fees and limits (SWIFT):

  • Processing time: 1-5 business days
  • Deposit fee: 3 EUR 
  • Deposit minimum: 4 EUR 

Worldwide* withdrawal fees and limits (SWIFT):

  • Processing time: 1-5 business days
  • Withdrawal fee: 5 EUR 
  • Withdrawal minimum: 100 EUR 

For more information on Bank Frick funding provider please visit our article.

*Availability for this funding provider may be limited to specific regions. Review our geographic restrictions to determine if you are able to use a Kraken account.

Clear Junction

Clear Junction supports EUR domestic SEPA deposits and SEPA Instant deposits and withdrawals.

Before you deposit or withdraw with Clear Junction please review our article for additional requirements.  

SEPA deposit fees and limits:

  • Processing time: 0-3 business days or instant
  • Deposit fee: free
  • Deposit minimum: 1 EUR 

SEPA withdrawal fees and limits:

  • Processing time: near Instant
  • Withdrawal fee: 0.90 EUR
  • Withdrawal minimum: 3 EUR 

Instant SEPA withdrawal fees and limits:

  • Processing time: near instant
  • Withdrawal fee: 0.90 EUR 
  • Withdrawal minimum: 3 EUR 

For more information on Clear Junction funding provider please visit our support article.

Plaid

Kraken currently only supports deposits through Plaid, withdrawals are not available.

Plaid is available to clients who reside and have a bank account in certain European countries.

Before you deposit with Plaid please review our article for additional requirements.

Deposit fees and limits:

  • Processing time: 1-3 business days
  • Deposit fee: free
  • Deposit minimum: 1 EUR

For step-by-step deposit instructions please visit: How do I fund my Kraken account with Plaid? 

CAD (Canadian Dollar)

You can deposit CAD to your Kraken account with any of the funding methods below. Not all funding methods listed will be available for withdrawals. 

Credit Union Atlantic

This funding method is only available to clients residing within Canada. Withdrawals through Credit Union Atlantic are not available.  Before you deposit with Credit Union Atlantic, please ensure you review the requirements and special instructions to ensure your deposit goes smoothly.

Credit Union Atlantic can only accept deposits in Canadian Dollars. Sending any other currency will result in the funds being returned and may incur additional banking charges.

Deposit fees and limits:

  • Processing time: 1-5 business days
  • Deposit fee: free*
  • Deposit minimum: 125 CAD

For more information on Credit Union Atlantic funding provider please visit our support article.

*$11.50 fee charged by the intermediary bank.

Canada Post (in-person cash and debit card deposits)

If you are a Canadian client, this method allows you to deposit to your Kraken account from your nearest Canada Post location. 

Before you deposit with Canada Post (IPP) please review our support article for additional requirements. This method is not available for withdrawals.

Deposit fees and limits:

  • Processing time: 30-60 min
  • Deposit fee: 1.25 CAD + 0.25% 
  • Deposit minimum: 20 CAD 

For step-by-step deposit instructions visit: How to deposit funds with Canada Post 

Interac e-Transfer
Interac e-Transfers support domestic CAD deposits and withdrawals.

Before you deposit or withdraw with Interac e-Transfer, please ensure to review our article for additional requirements.

Deposit fees and limits

  • Processing time: 0-1 business days or instant
  • Deposit fee: 1.5%*
  • Deposit minimum: 5 CAD

Withdrawal fees and limits:

  • Processing time: 0-1 business days or instant
  • Withdrawal fee: 10 CAD 
  • Withdrawal minimum: 15 CAD 

For step-by-step instructions, see: How do I deposit CAD? and How do I withdraw CAD?

Etana Custody

Etana Custody supports worldwide CAD deposits and withdrawals via SWIFT*. To use Etana Custody you will be required to create a separate profile at Etana Custody that connects to your Kraken account for the purposes of wiring funds. For instructions on how to activate your Etana account visit Etana Custody funding provider 

Before you deposit or withdraw with Etana Custody, please review our article for additional requirements. 

Deposit fees and limits for CAD:

  • Processing time: 2-5 business days or instant
  • Deposit fee: free
  • Deposit minimum: 150 CAD 

Withdrawal fees and limits for CAD:

  • Processing time: 3-5 business days or instant
  • Withdrawal fee: 35 CAD 
  • Withdrawal minimum: 150 CAD 

*Availability for this funding provider may be limited to specific regions. Review our geographic restrictions to determine if you are able to use a Kraken account.

InterFin funding
InterFin funding method supports deposits and withdrawals worldwide. To use this funding method your Kraken account must be verified to the Pro Business level. You will also be required to apply for access to InterFin funding.

Before you deposit or withdraw with InterFin please review our support article for additional requirements. 

Deposit fees and limits:

  • Processing time: 0-10 min
  • Deposit fee: free
  • Deposit minimum: 1,000 CAD

Withdrawal fees and limits:

  • Processing time: 0-10 min
  • Withdrawal fee: free
  • Withdrawal minimum: 1,000 CAD

For additional information on InterFin funding you can visit our support article: InterFin funding provider

Bank Frick

Bank Frick funding method supports CAD deposits and withdrawals via SWIFT*.

Before you deposit with Bank Frick, please review our article for additional requirements.  

Deposit fees and limits:

  • Processing time: 1-5 business days
  • Deposit fee: 3 CAD
  • Deposit minimum: 4 CAD

Withdrawals fees and limits:

  • Processing times: 1-5 business days
  • Withdrawal fee: 13 CAD 
  • Withdrawal minimum: 100 CAD

For more information on Bank Frick funding provider please visit our support article.

*Availability for this funding provider may be limited to specific regions. Review our geographic restrictions to determine if you are able to use a Kraken account.

CHF (Swiss Franc)

You can deposit CHF to your Kraken with any of the funding methods below. Not all funding methods listed will be available for withdrawals. 

Bank Frick

Domestic transfers for clients residing in Liechtenstein & Switzerland only available with Bank Frick via SIC.

Before you deposit with Bank Frick please review our article for additional requirements.  

Deposit fees and limits (SIC):

  • Processing time:same day
  • Deposit fee: free
  • Deposit minimum: 1 CHF

Withdrawal fees and limits (SIC):

  • Processing time:same day
  • Withdrawal fee: 1 CHF
  • Withdrawal minimum: 2 CHF

Worldwide deposits are available through SWIFT*. 

Deposit fees and limits:

  • Processing time: 1-5 business days
  • Deposit fee: 0.75 CHF
  • Deposit minimum: 1 CHF

Withdrawal fees and limits:

  • Processing time: 1-5 business days
  • Withdrawal fee: 1 CHF
  • Withdrawal minimum: 100 CHF 

For more information on Bank Frick funding provider, please visit our support article.

*Availability for this funding provider may be limited to specific regions. Review our geographic restrictions to determine if you are able to use a Kraken account.

Etana Custody
To deposit or withdraw CHF with Etana Custody ensure you are transferring funds through SWIFT*.

Worldwide deposit fees and limits (SWIFT):

  • Processing time: 2-5 business days or instant
  • Deposit fee: free
  • Deposit minimum: 150 CHF

Worldwide withdrawal fees and limits (SWIFT):

  • Processing times: 3-5 business days or instant
  • Withdrawal fee: 35 CHF
  • Withdrawal minimum: 150 CHF

*Availability for this funding provider may be limited to specific regions. Review our geographic restrictions to determine if you are able to use a Kraken account.

 GBP (Great British Pounds)

You can deposit GBP to your Kraken account with any of the funding methods below. Not all funding methods listed will be available for withdrawals. 

ClearJunction

ClearJunction funding method supports GBP deposits and withdrawals, if you are a resident of the UK or Gibraltar, via FPS/BACS and CHAPS.

Before you deposit or withdraw with ClearJunction, please review our article for additional requirements.  

ClearJunction deposit fees and limits via FPS/BACS:

  • Processing time: 0-3 business days
  • Deposit fee: free
  • Deposit minimum: 1 GBP

ClearJunction deposit fees and limits via CHAPS:

  • Processing time: same day
  • Deposit fee: 21 GBP 
  • Deposit minimum: 22 GBP 

ClearJunction withdrawal fees and limits via FPS:

  • Processing time: near instant
  • Withdrawal fee: 1.95 GBP 
  • Withdrawal minimum: 5 GBP 

ClearJunction withdrawal fees and limits via CHAPS:

  • Processing times: same day
  • Withdrawal fee: 21 GBP 
  • Withdrawal minimum: 25 GBP 

For more information on Clear Junction funding provider, please visit our article.

Plaid

Kraken currently only supports deposits through Plaid, withdrawals are not available.

Plaid is available to clients who reside and have a bank account in certain European countries.

Before you deposit with Plaid please review our article for additional requirements.

Deposit fees and limits:

  • Processing time: 0-3 business days
  • Deposit fee: free
  • Deposit minimum: 1 GBP

For step-by-step deposit instructions please visit: How do I fund my Kraken account with Plaid? 

*Availability for this funding provider may be limited to specific regions. Review our geographic restrictions to determine if you are able to use a Kraken account.

Bank Frick

GBP deposits and withdrawals are supported worldwide with Bank Frick via SWIFT*

Before you deposit or withdraw with Bank Frick, please review our article for additional requirements.  

Deposits fees and limits:

  • Processing time: 1-5 business days
  • Deposit fee: 3 GBP
  • Deposit minimum: 4 GBP

Withdrawals fees and limits:

  • Processing times: 1-5 business days
  • Withdrawal fee: 13 GBP 
  • Withdrawal minimum: 100 GBP 

*Availability for this funding provider may be limited to specific regions. Review our geographic restrictions to determine if you are able to use a Kraken account.

Etana Custody

To deposit or withdraw GBP through Etana custody ensure you are transferring funds through SWIFT.

Deposits fees and limits:

  • Processing time: 2-5 business days or instant
  • Deposit fee: free
  • Deposit minimum: 150 GBP 

Withdrawal fees and limits: 

  • Processing times: 3-5 business days or instant
  • Withdrawal fee: 35 GBP 
  • Withdrawal minimum: 150 GBP 

For more information on Etana Custody funding provider please visit our article.

 AUD (Australian Dollars)

You can deposit AUD to your Kraken account with any of the funding methods below. Not all funding methods listed will be available for withdrawals. 

Bank Transfer/Osko

For Australian residents AUD deposits and withdrawals are supported through Osko domestic transfers.

Before you deposit or withdraw with Osko or Bank transfer please review our article for additional requirements.

Deposit fees and limits:

  • Processing time: 0-2 business days. Near instant for Osko transactions.
  • Deposit fee: free
  • Deposit minimum: 5 AUD 

Withdrawal fees and limits:

  • Processing times: 0-2 business days. Near instant for Osko transactions.
  • Withdrawal fee: free
  • Withdrawal minimum: 5 AUD 

For step-by-step instructions, see: How do I deposit AUD? and How do I withdraw AUD?.

Etana Custody

For worldwide AUD deposits you can use Etana Custody via Swift.

Worldwide deposits fees and limits:

  • Processing time: 2-5 business days or instant
  • Deposit fee: free
  • Deposit minimum:  150 AUD

Worldwide withdrawals fees and limits:

  • Processing times: 3-5 business days or instant
  • Withdrawal fee: 35 AUD 
  • Withdrawal minimum: 150 AUD