United States (US) Domestic Wire Transfer Limits

Our payments partner in the United States for domestic wire transfers in USD imposes limits for how much you can deposit and withdraw to your account. The limits are listed below.

INDIVIDUAL ACCOUNTS

Limits

Daily

Monthly

Annually

Additional Requirements

Low

$25,000

$50,000

$130,000

None

Medium

$25,000

$200,000

$2,400,000

Proof of Source of Funds

High

$125,000

$500,000

$6,000,000

T4 Verified & Proof of Source of Funds

 Notes:

  • Limits are calculated separately for Deposits & Withdrawals.
  • Monthly & Annual Limits are calculated over rolling periods (not by calendar).
  • U.S. dollar limits override Kraken tier limits.
  • Annual limits override monthly limits and daily limits.
  • US FedWire Bank Account integration. No brokerage account substitutes.

Proof of Source of Funds Requirement:

Must be either an Accredited or Sophisticated Investor, outlined below.

Accredited Investor

Sophisticated Investor


Proof of Income $200K annually ($300K Joint) for last 2 years OR Net Worth > $1 million

* last two US taxable years

Proof of Income $250K collectively (Income must be individual for High) for last 2 years OR Net Worth > $2.5 million

Acceptable Individual 'Proof of Income' Documentation:

  • Tax Return
  • Letter from Bank/Accountant stating assets
  • Bank statement and/or equities statement
  • Paystub(s) showing previous two years income
  • An accountant’s letter stating a client’s real estate holdings and inheritance suffice for net worth

CORPORATE ACCOUNTS

Level

Daily

Monthly

Annually

1

$100,000

$500,000

$6,000,000

2

$200,000

$1,000,000

$12,000,000

3

$500,000

$2,000,000

$24,000,000

4

$500,000

$5,000,000

$60,000,000

5

$1,000,000

$15,000,000

$180,000,000

6

$1,000,000

$20,000,000

$240,000,000

7

$2,000,000

$50,000,000

$600,000,000

8

$5,000,000

$100,000,000

$1,200,000,000

9

$15,000,000

$300,000,000

$3,600,000,000

Limits

Additional Requirements

1

None

2-9

Proof of Net Worth > Monthly limit

3

Arbitrage or Algorithm Traders > $500k Net Worth

 Acceptable Corporate 'Proof of Net Worth' Documentation:

  • Audited Financials
  • Tax Return
  • Bank or Brokerage Letter Stating Assets