United States USD Domestic Transfer Limits

Our payments partner in the United States for USD domestic transfers imposes limits for how much you can deposit and withdraw to your account. The limits are listed below.

Note: If you're a Pro client attempting to deposit or withdraw $50,000 or more, you may be eligible for our new High Limit USD Funding method!

INDIVIDUAL ACCOUNTS

Limits Daily Monthly Annually Requirements
Low $25,000 $50,000 $130,000 Intermediate verified
Medium $100,000 $200,000 $2,400,000 Intermediate verified,
Proof of Source of Funds
High $125,000 $500,000 $6,000,000 Pro verified,
Proof of Source of Funds

 Notes:

  • Limits are calculated separately for Deposits & Withdrawals.
  • Monthly & Annual Limits are calculated over rolling periods (not by calendar).
  • U.S. dollar limits override Kraken level limits.
  • Annual limits override monthly limits and daily limits.
  • US FedWire or ACH Transfer available. No brokerage account substitutes.

Proof of Source of Funds (POSOF) Requirement:

Must be either an Accredited or Sophisticated Investor, outlined below.

Accredited Investor Sophisticated Investor
Proof of Income $200K annually
($300K Joint)
for last two 
US taxable years
OR
Net Worth > $1 million 
Proof of Income $250K collectively
for last two 
US taxable years
(for 'High' limits, income must be individual)
OR
Net Worth > $2.5 million

Acceptable Individual 'Proof of Income' Documentation:

  • Tax Return
  • Letter from Bank/Accountant stating assets
  • Bank statement and/or equities statement
  • Paystub(s) showing previous two years income
  • An accountant’s letter stating a client’s real estate holdings and inheritance suffice for net worth

CORPORATE ACCOUNTS

All corporate accounts start with Tier 1 USD funding limits (see below) by default.

If you want to increase the limits, your Proof of Net Worth has to be higher than the Monthly limit for the desired level.

The exception to this are arbitrage and algorithm traders. We offer Tier 3 limits for such traders with just $500k+ net worth.

Tier

Daily

Monthly

Annually

1

$100,000

$500,000

$6,000,000

2

$200,000

$1,000,000

$12,000,000

3

$500,000

$2,000,000

$24,000,000

4

$500,000

$5,000,000

$60,000,000

5

$1,000,000

$15,000,000

$180,000,000

6

$1,000,000

$20,000,000

$240,000,000

7

$2,000,000

$50,000,000

$600,000,000

8

$5,000,000

$100,000,000

$1,200,000,000

9

$15,000,000

$300,000,000

$3,600,000,000


Acceptable Corporate 'Proof of Net Worth' Documentation:

  • Audited Financials
  • Tax Return
  • Bank or Brokerage Letter Stating Assets