Requirements to access United States (US) domestic funding

Last updated: 11 September 2026

Prevent deposit delays

If required and shown in the deposit instructions, make sure your deposit includes a reference to your Kraken Public account ID which starts with AA and is 16 characters long.

The requirements for United States (US) domestic funding are the following:

	Customers Bank (FedWire)	Plaid (ACH)
Funding is not available in the following states	Texas, New York, and Maine	Texas, New York, and Maine
Verified account	✓	✓
Government-issued photo ID document (US passport or driver's license only)	✓	✓
US Proof of Address	✓	✓
Face Photo	✓	✓
US-issued SSN	✓	✓
US bank account	✓	✓
US phone number	✓	✓

Additional information:

•
A new ID and Face Photo will be requested if the ID on file is expired. Our funding provider may request a new and different ID in some cases.
•
Uploading of an SSN card may be required in some cases.
•
A recent US Proof of residence document may be required in some cases.
•
US Passport is preferred and may be requested by our funding provider for continued access to USD funding.