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Kraken Card Split Bill

Last updated: June 29, 2026

What is Split Bill?

Split Bill lets you divide a shared expense and send payment requests to up to 12 contacts at once - using any of the 300+ assets supported on Krak.

Instead of following up with people one by one, you initiate a single split and Krak sends each person their own request. From there, it works just like a standard peer-to-peer payment on Krak.

You can split the total equally or assign a custom amount to each person. The full amount and each person's share are clearly displayed in your chosen currency, so there's no confusion about what anyone owes.

How to send a Split Bill?

  1. 1

    Decide What You Want to Split
    There are two ways to start a Split Bill:

    1. From a transaction in your Activity feed:
    If you've just paid for something - dinner, drinks, event tickets - tap the transaction in your Activity feed to split it instantly. The amount is pre-filled, so you can skip straight to choosing who to split with.

    2. From the Receive flow:
    If the payment was made using another account or method, you can start a fresh Split Bill from the home screen.

  2. 2

    Select Your Contacts
    Your recent contacts appear at the top of the screen for quick access. Use the search bar to find someone specific.

    You are included in the split by default (as the person who already paid). You can remove yourself if you prefer not to be counted.

  3. 3

    Set the Amount and Asset
    Enter the total bill amount in the asset you'd like to receive. Use the asset selector to switch currencies - only one asset per split is supported.

    Calculator shortcuts:

    Tap + to add a tip or extra charge
    Tap − to deduct an amount
    Tap × or ÷ to multiply or divide the amount
    Tap = to apply the calculation

  4. 4

    Choose How Much to Request from Each Person
    By default, Krak splits the total equally across all participants - everyone receives a request for the same amount. Switch to custom mode if different amounts apply to different people.

    You will not be able to proceed if the enter values don’t add up to the total amount.

  5. 5

    Send and Track Your Requests
    When you're ready, tap Split Bill. Krak sends a payment request to each contact individually.

    All pending requests will appear in your Inbox. Each one shows the contact's Kraktag, name, amount, and status. Once a contact pays, the payment will appear in your Activity feed and the amount will be reflected in your balance.

FAQs

Split Bill only works for peer-to-peer payments between Krak users. You can refer your friends to Krak and receive a referral bonus when they join.

You can cancel the original request and create a new split or individual payment request with the correct amounts.

If you split a transaction from your Activity feed, the currency from that transaction is used for the split. You can choose any asset supported on Krak for a fresh Split Bill request. Only one asset per split is supported, and geographic restrictions on assets may apply to your contacts.

Yes - on the contact selection screen, tap You to remove yourself. By default, you're included as a participant who has already paid their share.

The other requests in the split are unaffected - they'll still be sent successfully.

Split Bill is free to use. Standard conversion fees may apply if a participant chooses to fund their payment with a different currency.

Each request appears as a separate payment request in your Inbox. Once paid, each will appear in your Activity feed as a standard peer-to-peer payment.

You'll be notified each time a contact pays their share.

Need more help?